Financial services companies refer to companies that carry out business activities to provide financial services to customers. Such companies use monetary transactions to finance valuable items and provide mutually beneficial activities to financial activity participants and customers.

Business activities provide customers with financial services including financing investment, savings, credit, settlement, securities trading, commercial insurance and financial information consulting.

Providers of financial services include the following types of institutions: insurance and related services, as well as all banking and other financial services (except insurance).

1. Direct insurance (including direct insurance, life insurance, and non-life insurance).

2. Reinsurance and retrocession.

3. Insurance intermediaries, such as brokers and agents.

4. Insurance ancillary services, such as consultation. Actuarial, risk assessment and claims services; banking and other financial services (other than insurance).

5. Accept public deposits and other repayable funds.

6. All types of loans, including consumer credit, mortgage credit, agency and financing of commercial transactions.

7. Financial leasing.

8. All payment and money transfer services, including credit cards, charge cards, debit cards, travelers checks and bank drafts.

9. Guarantees and commitments.

10. Self-transactions or transactions on behalf of clients in trading markets, open markets or over-the-counter markets, including money market instruments (including checks, bills of exchange, certificates of deposit), foreign exchange, derivatives (including but not limited to futures) and options), exchange rate and interest rate instruments (including products such as swaps and forward rate agreements), transferable securities, other transferable instruments and financial assets, including gold and silver bullion.

11. Participate in the issuance of various types of securities, including underwriting and raising agents (whether publicly or privately), and provide services related to the issuance.

12. Currency brokerage.

13. Asset management, such as cash or securities management, various forms of collective investment management, pension fund management, custody, deposits and trust services.

14. Settlement and clearing services for financial assets, including securities, derivatives and other negotiable instruments.

15. Provide and transmit financial information, financial data processing and related software provided by other financial service providers.