Sesame score is between 650 and 700, which is regarded as excellent credit.

Sesame credit is divided into five grades, of which 700-950 is excellent credit, 650 -700 is excellent credit and 600 -650 is good credit.

You can bring your ID card or client's ID card and power of attorney, and provide your ID card to print your personal credit record at the credit inquiry window of the local People's Bank.

1, for reporting purposes

Enterprise credit report (self-inquiry version) (hereinafter referred to as "credit report") mainly has two purposes:

First, let enterprises take the initiative to know their credit records, such as checking whether there is bad credit information in the credit report and comparing whether the loan balance in the credit report is consistent with their actual loan book balance.

Second, enterprises provide it to counterparties, government departments or other institutions as proof of their qualifications and credit status in order to gain the trust of the other party. For example, it will be provided to the investment partners to cooperate with, and government departments will require enterprises to provide their own credit reports when conducting various tenders for enterprises to find out whether the enterprises have bad records.

2. Information display instructions

The structure of credit report is mainly divided into eight parts: report header, report description, basic information, other directly related enterprises, information summary, credit record details, public record details and report information details, as follows.

(1) report title

The report header is the initial part of the credit report, which is used to describe the basic elements such as the generation time and query information of the credit report. When users browse online, the contents displayed include the credit code of the institution, the code of the loan card, the report date and other elements.

When printing and downloading, the report header is presented as a cover, and the data items displayed on the cover include report number, information subject name, institution credit code, credit card code, report date and other elements.

(2) Description of the report

The contents of the report mainly explain the data source of the credit report, some proper terms and some important matters that need to be supplemented.

When browsing online, the report description is not displayed. When printing and downloading, the report description is displayed on the back of the cover.

How many points does sesame have? Excellent credit.

Sesame credit score is excellent, between 700-950. Generally speaking, the sesame credit score is excellent, with several grades of poor, medium, good and excellent, and the corresponding scores are:

1, poor: sesame credit score is between 350 and 550;

2. Medium: Sesame credit score is between 550 and 600;

3. Good: Sesame credit score is between 600 and 650;

4. Excellent: Sesame credit score is between 650 and 700.

Extended data:

Sesame credit scoring basis

Sesame Credit can evaluate users' credit by analyzing a large number of online transactions and behavior data. These credit evaluations can help Internet finance enterprises to draw the conclusion of users' repayment willingness and repayment ability, and then provide users with fast credit granting and cash installment services.

In essence, "Sesame Credit" is a credit information system, which collects data from the government and financial system and fully analyzes the behavior records of users on platforms such as Taobao and Alipay.

How to score sesame credit? How many grades are there?

Now the personal credit situation is becoming more and more important, and credit has been designed in all aspects of life. Are Alipay users familiar with Sesame Credit? Sesame Credit is the credit reporting agency of Ant Financial. How is Sesame Credit scored? How many grades does Sesame Credit Scoring Standard have? Let me give you a detailed understanding.

Alipay's sesame credit score is mainly evaluated from five dimensions: credit record, behavior preference, performance ability, identity characteristics and personal relationship. According to these five dimensions, we can better understand the current credit status of each user. Sesame credit score is the result of comprehensive evaluation, and can not be rapidly improved through unilateral behavior. Sesame credit score does not change in real time. Generally, Sesame Credit will re-evaluate the credit status of each user on the 6th of each month.

In Alipay's view, Sesame Limited is an individual's comprehensive credit score, and the score matches his own credit strength. If he finds that his score remains stable, it means that his sesame score is close to his real credit level.

Sesame credit rating standard: (1) poor: 350-550 points; (2) Medium: 550-600; (3) Good: 600-650; (4) Excellent: 650-700; (5) Excellent: 700-950.

The analysis of a large number of online transactions and behavior data is the basis of sesame credit evaluation users. The final result of user evaluation is expressed by scores, which protects the credit information and privacy of users. Therefore, Sesame Credit, a credit reporting agency, is quite safe. Ok, friends, let's go and see what your sesame credit score is.