If you want to get high returns, you must bear the same risks. Even experienced investment veterans dare not say that they can avoid all risks and reap a high return on investment, which is at most a little less than the pit you invested in Xiaobai, but it is also the knowledge and experience you have accumulated along the way.
Risks are unavoidable, but there are ways to find a relative balance between risks and benefits.
First, fixed investment is the best choice to avoid risks and obtain relatively high returns. For example, fixed investment index funds can avoid some high points, but they may also avoid low points. If the stock market goes up, the fixed investment is a steady profit, and if the stock market goes down, the harvest time will be lengthened, especially in the A-share market.
Fixed investment is suitable for long-term investment, and the time is extended, and the income from fixed investment is very considerable. Different products can be properly allocated, except stock funds, hybrid funds, bond funds and monetary funds, and gold can also be invested. If you are too lazy to take care of it, you can choose several different types of funds from different industries, preferably high-quality fund companies, and you can leave it alone. If you have time to study the economic situation, industry cycle, favorable policies and other information, so much the better, and it is also very helpful to improve the return on investment.
Second, the yield of trust products is relatively high, and the yield of many trust products can reach more than 8% per year. Generally speaking, the risk is not too great, but it is also very troublesome if it is delayed. Generally speaking, the investment threshold of trust products is relatively high, and the capital requirements are all above 654.38+0 million. Moreover, trust products usually have a closed period of about 24 months, during which trust funds cannot be withdrawn. If you choose to invest in trust products, you'd better make a good plan, and it may be more appropriate to use spare money that will not be used in the short term.
Third, the risk of high dividend blue-chip stocks is relatively high, so it depends on whether it is a bull market, even a small bull market. As long as it is in the rising period of the market, the income from buying high-dividend blue-chip stocks will be very considerable. If you consider long-term investment, you can take certain risks, and blue-chip stocks with high dividends are also an excellent choice. The performance of some blue-chip stocks with high dividends has grown steadily, and the annual dividend rate can reach about 4.5%. Some stocks are even lower than their net assets. It depends on whether you have a good eye to choose this undervalued enterprise to hold for a long time. If you invest in this piece, the average rate of return 10% is not a problem, or even higher.
To sum up, it is unrealistic and risky to get high returns without taking risks. You can only gain experience through practice, learn to avoid risks and choose investment products that suit you.