Steady products can now be counted with your fingers, such as government bonds and reverse repurchase of government bonds, bank deposits, stable wealth management products of banks, and money funds. What are their rewards?

1, national debt and reverse repurchase of national debt. In terms of robustness, I am afraid that no product can be compared with national debt. Similarly, the reverse repurchase of government bonds derived from government bonds is equally safe. According to China's national debt issued in 20 18, the interest rate of savings bonds's three-year products is 4%, and that of five-year products is 4.27%.

The reverse repurchase of government bonds is greatly influenced by market interest rates, and the Shenzhen and Shanghai stock markets are also different. The term is mostly short-term products, and the interest rate is basically kept above 2.0%. But there will also be a surge in interest rates. For example, the seven-day reverse repo rate of national debt in the past few months has reached 16%!

If you buy a copy of savings bonds in 103, the annual interest income is 100000 * 4% = 4000 yuan. Because the interest rate is unstable, I won't help you here.

2. Bank deposits. We don't discuss demand deposits here. According to the bank's fixed interest rate, the one-year fixed interest rate is around 1.9%, and the longer one is almost 3%. If calculated at the interest rate of 1.9%, the one-year fixed income of100000 yuan is 1.900 yuan.

3. Bank financial management is sound. From 2065438 to 2008, the volume and price of bank wealth management fell. Xi Cai Jun used to buy wealth management products slowly, but now some products can't be bought without preparation in advance, and it only takes more than ten minutes from sale to sale. The data monitored by a website shows that the average interest rate of bank financing in China is 4.4% at present, that is to say,100000 yuan is spent on bank financing for one year, and the income generated is 4400 yuan.

4. Monetary Fund. In recent years, the money fund has gradually become familiar to everyone and benefited from the promotion of a treasure. Because of the investment target of the money fund, the money fund is relatively stable. At present, the yield of money fund is about 2.6%, and the annual income of100000 is almost 2600 yuan.