Yes.
A financial license, that is, a financial institution operating license, is a formal document that approves financial institutions to conduct business. Currently, financial licenses are issued by the China Banking Regulatory Commission, China Securities Regulatory Commission, China Insurance Regulatory Commission and other departments. Financial supervision is divided into ex-ante supervision, in-progress supervision, and ex-post supervision based on time periods. The market access system is the core of ex-ante supervision, and financial licenses are the normal manifestation of the market access system. Ping An Puhui has this license and cannot issue loans without it.
The financial licenses that require approval in my country mainly include 12 types of banking, insurance, trust, securities dealers, financial leasing, futures, funds, fund subsidiaries, fund sales, third-party payment licenses, small loans, and pawns .
Ping An Puhui is a formal company. It is a financial business cluster under Ping An of China and is a formal company. Ping An Puhui mainly provides loan services to users, and there are many types of loans. Ping An Puhui is the general name of the companies affiliated to Ping An Insurance (Group) Co., Ltd. of China that carry out financing guarantees, financing consulting, small loans and other businesses. Assist small and micro business owners, individual industrial and commercial households, and ordinary working-class people to obtain professional loan services to support the development of China's real economy.
How is Ping An HP developing
After years of rapid development, Ping An HP has grown into a professional model in the industry in terms of comprehensive strength and corporate governance. It has an excellent international management team. Rich experience in credit business management; through innovative credit technologies such as facial recognition, micro-expressions, artificial intelligence technology, and anti-fraud scanning, we continue to improve risk management and control capabilities. Our robust and leading risk management capabilities also enable continued optimization of asset risk performance; the diversified borrowing plan is Borrowers are provided with customized services and high-quality borrowing options for the general public; at the same time, the full online application process and offline consulting services continue to improve the service experience. At present, Ping An Puhui's business covers more than 300 cities across the country. Its online remote team of more than 7,000 people provides professional consulting services 24/7. It has strong external business cooperation capabilities and has built a loan ecosystem. It has served more than 11 million customers in total. Helping them obtain more than 100 billion yuan in loans.