Main work contents:
1. Be responsible for formulating rules and regulations on transaction management with domestic banks, establishing, maintaining and managing domestic bank databases, and formulating transaction policies and guidelines.
2. Responsible for arranging general agreements with domestic banks, assisting relevant business departments to arrange special business cooperation agreements with domestic banks, promoting the implementation of relevant agreements, and building a multi-level and diversified cooperation framework for domestic banks.
3. Responsible for organizing and striving for sufficient domestic interbank credit lines to meet daily business needs and continuously expand interbank liabilities.
4. Assist the Risk Management Department in formulating access standards, reference limits and credit control opinions for interbank credit management, and organize their implementation.
5. Conduct due diligence, credit rating, evaluation and analysis on the credit business of direct customers, draw up credit plans and credit management, and conduct preliminary examination on the credit plans drawn up by branches.
6. Manage domestic clearing accounts, straighten out clearing channels and improve the efficiency of fund settlement.
7. Take the lead in marketing assets, liabilities and intermediary business of domestic inter-bank business to increase business income; Work closely with other business departments to market high-end personal business.
8. Work closely with other business departments to market high-end personal business.
9. To be responsible for drafting, revising and organizing the implementation of the domestic banking business development strategy.
Financial interbank refers to insurance, futures, securities and other businesses related to finance or having the same customer market as banks. The financial interbank department is mainly responsible for these interbank customers and carries out mutual assistance and cooperation with them, such as bank insurance business, bank term, bank securities business, etc. Because they belong to different business categories and have different end-user groups, there are many business boundaries between them that need to be clarified. However, under the circumstance that mixed operation is not allowed at present, the financial industry still has great room for development.
Inter-bank business refers to all kinds of businesses that serve and cooperate with financial inter-bank customers and focus on inter-bank financing. It is a new business that has sprung up and flourished in commercial banks in recent years.
Specifically, it includes interbank fund settlement, interbank deposit, bond investment, interbank borrowing, foreign exchange trading, derivative product trading, agency fund trading and interbank asset trading repurchase, bill discount and rediscount. In recent years, the inter-bank business of some joint-stock commercial banks has developed rapidly, and the proportion and contribution of inter-bank business volume, income and profit in various businesses of commercial banks have increased significantly.