1. Opening of bank settlement account. First, the depositor fills out an account opening application form and sends the supporting documents required to open an account and a seal card with the depositor's seal to the bank where the account is opened; secondly, the bank and the depositor must sign a bank settlement account management agreement to clearly define both parties. rights and obligations; again. The account-opening bank will review the applicant's qualifications and the supporting materials provided; finally, the applicant who meets the requirements after review can go through the account opening procedures and report to the local branch of the People's Bank of China for filing obligations. If approval is required, it should be reported in a timely manner Send for approval. Banks should create depositor-reserved signature cards. And keep the originals or copies of the signature and relevant supporting documents for archiving.

2. When agencies and public institutions under budget management apply to open a basic deposit account, they should provide an approval letter or registration certificate from the government personnel department or establishment committee and a certificate from the financial department approving the account opening; for non-budgetary management, Public institutions shall issue approval documents or registration certificates from the government personnel department or establishment committee.

To apply to open a general deposit account, you should provide the bank with the supporting documents required for opening a basic deposit account, the basic deposit account opening registration certificate and the following supporting documents:

(1) When a depositor needs to borrow money from a bank, he should issue a loan contract.

(2) Depositors should provide relevant certificates for other settlement needs.

Article 19 When a depositor applies to open a special deposit account, he shall provide the bank with the supporting documents required for opening a basic deposit account, the basic deposit account opening registration certificate and the following supporting documents:

(1) Capital construction funds, renovation funds, policy real estate development funds, housing funds, and social security funds must be approved by the competent department.

(2) For extra-budgetary funds, a certificate from the financial department should be issued.

(3) The purchase of funds for grain, cotton and oil must be approved by the competent department.

(4) For the bank card reserve fund of the unit, relevant certificates and information shall be issued in accordance with the provisions of the bank card regulations approved by the People's Bank of China.

(5) Securities transaction settlement funds must be certified by the securities company or securities management department.

(6) For futures trading margin, a certificate from the futures company or futures management department should be issued.

(7) Financial institutions shall issue certificates for depositing interbank funds.

(8) For income remittance funds and business expenditure funds, certificates related to the depositors of the basic deposit account should be issued.

(9) The funds for the organizational structure of the party, league, and trade union located in the unit must be approved or certified by the unit or the relevant department.

(10) Other funds that require special management and use according to regulations should be accompanied by relevant laws, regulations or relevant documents from government departments.

To apply for opening a temporary deposit account, the following supporting documents should be provided to the bank:

(1) For a temporary institution, an approval document from the local competent authority agreeing to the establishment of a temporary institution should be issued.

(2) Off-site construction and installation units should issue the original business license or the original business license of its affiliated unit, as well as a license or construction and installation contract issued by the construction authority of the construction and installation site .

(3) Units that engage in temporary business activities in other places shall issue the original business license and the approval document from the industrial and commercial administrative department of the place of temporary business operations.

(4) To register capital verification funds, a pre-approval notice of the enterprise name issued by the industrial and commercial administration department or an approval document from the relevant department should be issued.