Your situation is relatively easy. If the required return is not very high and the value can be preserved, some banks' short-term wealth management products can be considered. I suggest that the distribution should be due in two months and three months (of course, it is similar to this, that is, the time difference), because it can use the money flexibly and reduce some opportunity costs. Buy some fixed investment from now on, even if it is to save some education and support funds for children. Still look at the relevant appropriate insurance industry. The specific situation depends on the actual situation of your family. If you have a stock account and don't want to take big risks, you can try to buy a fixed investment as an ETF. At present, deep 100ETF or 180ETF is the best. ETF can often outperform the broader market, with little risk and relatively stable returns. If you want a higher return, you should learn some investment knowledge to invest in stocks. The specific situation is not clear, so I gave a general answer. If you have a car, buy it according to your own preferences. You can leave me a message if you have any specific questions ~ ~