The difference between institutional account and ordinary account: by definition, institutional account refers to a trading account opened in the name of a company, while ordinary account is an account opened in the name of an individual, which is the same in terms of transaction types, and there is no difference. There is a difference in commission. Usually, the institutional account has a large amount of funds and can get a lower commission. Of course, if the personal account has a large amount of funds, you can also get low commission treatment. Mainly depends on the amount of funds. Customers with a large amount of funds are actively sought after by securities companies, so they will have more advantages than ordinary small companies in commission, information and service.