2. The bank interest rate will be different due to the time and place of acceptance and the credit status of the applicant.
I. Loan Conditions of Agricultural Bank of China
1. People's Republic of China (PRC) (PRC) citizens, or Hong Kong, Macao and Taiwan residents and foreigners who have lived in People's Republic of China (PRC) (PRC) for more than one year (including one year) (Hong Kong, Macao and Taiwan residents and foreigners should also designate a local resident with certain economic strength and good reputation as a contact person);
2. The age is between 18 (inclusive) and 60 (inclusive), with full capacity for civil conduct and legal and valid identification;
3. Have a local household registration certificate or a valid identity document;
4, credit records, income levels, credit scores in line with the relevant provisions of the Agricultural Bank, with the ability to repay credit on schedule;
5. Being able to pay the down payment for car purchase of not less than the specified proportion, and providing qualified guarantee;
6. Other conditions that meet the requirements of the Agricultural Bank.
Second, overseas development.
1. The Agricultural Bank of China has formulated a medium-and long-term development strategy of "operating locally and globally", formulated overseas development plans, and actively laid out major international financial centers. In the next step, ABC will continue to base itself on China, firmly grasp the internationalization of RMB, corporate customers and financial assets, and lay out international institutions in a focused and step-by-step manner.
2. In addition, ABC has successively become partners with Credit Agricole, Citibank, Hang Seng Bank, Standard Chartered Bank and Bank of Montreal, and cooperated in the fields of international payment of global bill of exchange business and RMB settlement of cross-border trade, thus building a global commodity futures trading team and becoming the mainstream force in this international market; Through five to 10 years' efforts, China Agricultural Bank will be built into an international large-scale commercial bank with branches covering major global financial markets, 24-hour foreign exchange fund operation and global foreign exchange transnational settlement capacity.
Third, banking business.
Agricultural Bank of China has branches all over the country, becoming a large modern commercial bank with the largest number of branches and the widest business scope in China. The business scope of Agricultural Bank of China has developed from the initial agricultural credit and settlement business to a complete range, combining local and foreign currencies, which can handle all kinds of financial services prevailing at home and abroad, mainly including: deposit service/comprehensive loan service/foreign exchange financing/RMB financing/overseas financing on behalf of customers/bank card/remittance settlement/safe deposit box rental payment service/overseas financial service/electronic banking service/private banking/financing business/domestic. At the same time, it also provides a variety of corporate banking and retail banking products and services, and conducts self-operated and agency fund business, covering investment banking, fund management, financial leasing, life insurance and other fields.