At present, the annualized rate of return of wealth management in the financial market is about 1.5-4%. There will be some differences between different products and different time periods, but it is also difficult to find some mainstream wealth management products with annualized rate of return exceeding 5%. So almost this level is the normal annualized rate of return. If it is significantly higher than this rate of return, you need to choose carefully. Always remember high risk and high reward, no matter what skill and name you use.

Annualized rate of return on bank deposits1%-3%; The annualized yield of savings bonds is 3%-4%; The annualized rate of return of the money fund is1.5%-2%; The annualized rate of return of bank wealth management products is 3%-5%; The annualized returns of commodity futures, gold, stocks and index funds are floating. These financial management methods are all we often encounter. The former is generally at a low risk level, and the income is relatively fixed. The latter is floating and may be high, but even negative returns may often occur.