The reasons may be: 1, 18 years old, without a guardian, underage bank cards can't handle online banking business, so they can't handle online transfer business. /kloc-if real-name users under the age of 0/6 use AliPay, the balance payment limit is one day 1000 yuan. In most cases, deposit and transfer are the basic functions of bank cards. This business has nothing to do with the user's age, so it is not limited by age. There is no need to open online banking and mobile banking to bind Alipay and WeChat. Juvenile bank cards usually have no overdraft limit or a small overdraft limit, and the credit card consumption limit is also very strict. Specifically, each bank has different regulations. When opening mobile online banking in a bank, it is generally required to set a transfer ceiling. Generally, you can set 1 10,000, just call the bank phone on the back of the bank card and ask. 2. The ID card failed to pass online certification and verification. I suggest you call for advice.

By the way, there are two ways to open online banking:

1. Log in to the bank website and click "Register" under Personal Online Banking. Generally, there will be "online self-service registration instructions". After reading the registration instructions, click "Register Personal Online Banking", then fill in the account number, password and verification code of the registration card, then submit it and follow the prompts. Online self-registration online banking has no payment function, and can only query account information.

2. With the bank card and ID card, you can sign an online banking contract at the local branch of the issuing bank. Open online banking, you can open online payment function. If your bank card has financial management function, you can also register to open online financial management function.

The difference between opening and not opening:

1. There is no difference in appearance between a bank card with online banking and a bank card without online banking, but a bank card with online banking can be operated through online banking, regardless of time and place.

2. Opening online banking refers to the online banking services that banks provide individual customers with financial services such as account inquiry, transfer and remittance, investment and wealth management, and online payment. Through the internet, customers can safely and conveniently manage current and time deposits, checks, credit cards and personal investments without leaving home.

courtyard

3. If you don't open online banking, you can't buy things online, recharge phone bills online, send red envelopes, transfer money online, etc.