1. Investment threshold: The investment threshold of the Agricultural Bank of China Yinliduo is relatively low, and 50 yuan is suitable for investors. Jinsui Yinduo has a high investment threshold and generally needs to reach a certain amount to buy.
2. Investment period: The investment period of Agricultural Bank of China Yinliduo is usually short, usually within one year. Jinsui Yinliduo has a long investment period, generally more than one year, which is suitable for investors who are interested in long-term investment.
3. Return on investment: The multi-year return rate of Agricultural Bank of China Yinli is generally around 2%, and the return is relatively stable. The annualized rate of return of Jinsui Yinduo is higher, generally above 3%, but there are also some risks.
4. Investment method: ABC Lido mainly adopts low-risk investment methods such as money funds and bonds, with less risk. Jinsui Yinliduo adopts high-risk investment methods such as stocks and funds, which is risky.
To sum up, Agricultural Bank of China Yinliduo and Jinsui Yinliduo are both wealth management products of Agricultural Bank of China, but there are certain differences in investment threshold, term, income and methods. Investors can choose their own products according to their own needs and risk tolerance.