U shield can only be applied at the place where the account is opened. Because you can only apply for a U shield after opening an account normally, if you don't open an account normally, you can't apply for a U shield. If an enterprise applies for a U shield, it is easier to apply, but if an individual applies for a U shield, it depends on your running water. There is enough running water to apply for U shield.

U-Shield is a digital certificate that identifies customers in the form of clients on the Internet. Launched by Industrial and Commercial Bank of China in 2003, it is a national patented product. It has a built-in micro smart card processor, uses 1024-bit asymmetric key algorithm to encrypt, decrypt and digitally sign online data, and then transmits it to online banking for verification. With non-replicability, it can effectively prevent payment risks and ensure the safety of customers' online payment funds.