Basic classification of credit reports:
First, personal basic information, including name, certificate type and number, mailing address, contact information, marital status, residence information, occupation information, etc. ;
Second, credit transaction information, including credit information such as credit card information and loan information;
The third is other information, such as personal provident fund and pension information.
Extended data
The role of personal credit report
Personal credit report plays an important role in many fields except applying for mortgage and credit card from banks. Credit records involve almost every major economic activity of individuals. Without a good personal credit record, many things may not be done.
1, looking for a job
Some units have changed the political review materials into personal credit reports when recruiting, especially in banking, insurance, securities and other industries. Most of them require personal credit reports when recruiting. Some enterprises also require applicants to provide personal credit reports when recruiting financial personnel. In many places in China, personal credit reports have become an indispensable part of job application materials.
Step 2 open an account
Stock index futures investors also need to provide personal credit reports when applying for opening an account. According to people familiar with the matter, the financial futures exchange has asked futures companies to comprehensively evaluate the appropriateness of natural person investors in stock index futures, making it clear that "investors can provide personal credit reports or other credit documents for nearly two months as proof of credit records".