1, my query version: in order for consumers to know their own credit status, this version contains all the information of the inquired person owned by the credit reporting agency, and shows the detailed names of various loan banks or credit institutions. My query version can be divided into 2004 my query version (old version) and 20 1 1 my query version (new version).
2. Bank inquiry version: mainly for commercial banks to inquire. In the credit transaction information, the report does not show the names of other loan banks or collection institutions except the inquiry institutions, in order to protect trade secrets and maintain fair competition. Bank inquiry edition is divided into bank standard edition and bank professional edition. Since August 1 2065438, the new version of credit report has been put into operation, replacing the standard version of bank credit report, and the credit report provided by personal credit information system for financial institutions is subject to the new version.
3. Social Edition: for consumers to open stock index futures accounts. This edition shows the credit summary information of the inquired person, mainly including personal practice qualification records, administrative rewards and punishments records, court proceedings and execution records, tax arrears records, social insurance records, housing accumulation fund records and credit transaction records.