Minor natural disasters will at least affect agricultural output, and serious natural disasters will even affect industrial and mining production, which is not enough to form an economic crisis, which comes from the financial industry.

First of all, natural disasters may cause large-scale real estate default, and due to the impact of natural disasters, the collateral collected by banks has no residual value, which will partially affect the speed of bank withdrawal of funds. Although it is not enough to cause bank bankruptcy, it can cause problems in the loan rhythm of a considerable number of enterprises. Causing a large-scale loan contraction.

In addition, natural disasters will cause drastic fluctuations in the futures and spot markets, and lead to the bankruptcy of a large number of speculative investors. The bankruptcy of these people will directly affect the repayment progress of private lending institutions, and even cause large financial tycoons to flee, resulting in local financial disasters.

In a nutshell, natural disasters can slow down the financial rhythm, causing many enterprises to die because of the broken capital chain, further forming a chain reaction and triggering a regional financial crisis.