I believe that what are the first considerations for many wealth managers when preparing for investment and financial management, and the investment income is relatively stable? What are the less risky investments? Because in the initial stage of investment, we tend to invest in products with less risk and stable income. We have prepared relevant contents for you for your reference.

What investment income is relatively stable?

There are many wealth management products in the investment market, such as gold, funds, treasury bonds, stocks, futures, foreign exchange, large order deposits, structured funds and so on. The risks between the two are different, and of course the benefits are different. The risks of treasury bonds, funds and other products are relatively small, while the investment risks of stocks, foreign exchange and other products are much greater. Among them, the national debt is called Phnom Penh bond, and the investment income is relatively stable and the risk is relatively small. Phnom Penh bonds, also known as "Phnom Penh securities" or "excellent securities", have high security and are considered to be the most stable and reliable bonds. At the same time, investors generally do not have to worry about the repayment ability of gilt-edged bonds. Phnom Penh government bonds are highly liquid and widely used as collateral and guarantee. However, due to its low risk, good security and liquidity, its interest rate is generally lower than other types of bonds.

What are the less risky investments?

If you want to invest in financial products with relatively stable income and less investment risk, national debt is a good choice. In addition, the risk of money funds and bond funds is relatively small, and the income of large order deposits and structured funds is relatively stable. If it is held for a long time, it will basically not lose its principal, which is more suitable for stable investors to invest.