Which loan company is better: The latest ranking of the top ten loan companies in China is: Instant Finance, BOC Consumer Finance, Pleasant Loan, Gitzo, Jingdong Finance, Suning Finance, Fun Shop, WeChat Jinke, Xiaoying Technology and Paipai Loan. Their details are as follows:

1, financing immediately

Immediately finance is the first loan company with a consumer finance license in China, and its business has spread all over the country. Instant Finance can provide credit loans of no more than RMB 200,000 with a service life of 24 months.

2. BOC Consumer Finance

Bank of China Consumer Finance ranks second among the top ten loan companies in China, and was initiated by Bank of China. BOC Consumer Finance can provide you with a variety of loan products, ranging from 20,000 to 200,000.

3. Preferential loans

Yirendai is a loan company that successfully listed in the United States. Loans up to 200,000 yuan can be provided, and the monthly interest rate can be as low as 0.78%, and the funds will arrive in 30 minutes.

4.gitzo

Gitzo is a foreign loan company and also has a consumer finance license. Gitzo can provide you with a loan of 2000-50000 yuan, with a service period of 6-48 periods.

5. Jingdong Finance

Jingdong Finance currently ranks fifth in the latest ranking of the top ten loan companies in China. The gold bars of Jingdong Finance can provide you with a loan of no more than 200,000 yuan, with daily interest and repayment as you borrow.

6. Suning Finance

Suning Finance has also been listed among the top ten loan companies in China, which can provide loans of no more than 200,000 yuan to all citizens aged 18 to 55.

7. Interesting shops

Fun Shop ranks 7th in the latest ranking of the top ten loan companies in China. Fun shops can help you buy goods in installments or withdraw cash for you.

8. Weixin Jinke

Weixin Jinke is a loan company listed in Hong Kong, and its Weixin Card Loan and Star Money Bag can provide loans of no more than 50,000 yuan.

9. Xiaoying Technology

Xiaoying Technology ranks 9th in the latest ranking of the top ten loan companies in China. Xiaoying Card Loan under Xiaoying Technology can provide you with a loan of up to 654.38+0.5 million yuan, and you can apply with basic information such as credit card.

10, auction loan

The top ten loan companies in China are at the bottom of the latest ranking, and loan companies are all taking loans. Auction loan can provide you with a loan of no more than 200,000 yuan and support 724-hour application.

Top ten online lending platforms: mobile phones become mainstream

Many people have been looking for a safe and reliable lending platform. After all, most online loans are not very reliable. Today, we have sorted out the online lending platform on the market, so that everyone can not only spend for life, but also spend for enjoyment.

1, Jingdong Finance

Officially independent from 20 13, specializing in internet financial investment, there are many sectors, including payment, insurance, loans, investment, crowdfunding and so on. It has developed rapidly in recent years, among which JD.COM gold bars have become the first choice for young users to borrow. They can apply by downloading Jingdong Financial APP, WeChat official account and official website.

Product: JD.COM Gold Bar

2. Ant Finance (Ant Financial Services)

Ant Financial was established in June, 20 14. The most famous products are Bai Hua and Lending Bao. At the beginning of the loan, 10 month has 10 million users. Up to now, the application channels have not been fully liberalized, and only through high-quality lists, invitations and activities, the threshold is low.

Product: Let me borrow it.

3. Weizhong Bank

As the first Internet bank in China, the loan product of Tencent Wechat Bank is micro-loan. Because of the early time, it was very popular at the beginning and was regarded as the "originator" of small loan products on the Internet. However, the follow-up operation was not strong, and it was overtaken by other small loan products. If qualified, it is still a good choice.

Products: small loans

4. Suning Consumer Finance

Suning also has many consumer installment loans, such as cash loans such as free payment (installment), free loans and free loans, which can meet the borrowing needs of many people. The application threshold is low, and the second payment (3 seconds withdrawal) is higher than other platforms. Download APP and micro signal to apply.

Products: Pay at will, borrow at will and lend at will.

5. Xiaomi Finance

Xiaomi mobile phone also has a loan! With Xiaomi account, you can get a certain amount and withdraw your consumption. Products with pure credit, no mortgage and no loan can be downloaded from Xiaomi Financial APP for quick processing. Because it is a product, the amount is not very high, so it is easier for users who hold Xiaomi mobile phones to apply.

Product: Xiaomi loan

These are some mainstream consumer loan products in the market. They started with other products, and then set up consumer finance to issue loan products, which is more convenient and faster than bank loans. Its advantage is that it has a large customer base and high popularity, and then it relies on its own sesame seeds, small white points and willful points. Evaluating users' integrity can prevent risks on the one hand, and improve users' stickiness on the other hand, so it is very beneficial from the perspective of platform and users.

6. Immediate consumer finance

The China Banking Regulatory Commission approved the establishment of a national financial institution with a consumer finance license, which includes instant loans, instant wallets, instant installments and other products. It is the hottest financial lending platform in the past two years, with low application threshold and fast payment, attracting the attention of many office workers.

Products: instant loans, instant wallets

7. Ping An Pratt & Whitney Loan

Ping An Pratt & Whitney and Ping An Bank, two different companies under the China Ping An Group, also provide loans. The difference is that one is a bank loan and the other is a private loan, each with its own advantages. It is safer and more reliable to introduce Ping An Pratt & Whitney to friends who want to pursue advantages such as convenience and payment speed.

Products: Ping An I loan, emergency wallet, oxygen loan.

8. Gitzo Consumer Finance

Institutions specializing in micro-credit loans include cash loans, consumer loans and installment products. Although many users said that Gitzo did not do well in collection and interest rate, many people applied for Gitzo loan because of its convenient loan, high payment rate and good service.

Products: Jiexian loan

9. BOC Consumer Finance

An online financing platform specially designed for professionals with microfinance needs. Loan users can't apply, so they need to check the credit information. It is suitable for borrowers with stable jobs, and can be handled over the age of 20.

Product: Xinyi Loan

10, Zhaolian Consumer Finance

This company is a platform jointly founded by China Merchants Bank and China Unicom. The most famous product is good-term loan, which can meet the capital needs of all major groups, such as office workers, self-employed individuals and newly graduated college students. Without collateral or guarantee, you can apply with sesame seeds. Borrowers with low thresholds and poor credit information can also try.

Must know! List of well-known private lending companies in China

When people need loans, they always have a sense of trust in some big brands and feel that big brands will not deceive themselves. We have sorted out several well-known private lending companies in China, which can be the first choice when we need loans.

Yirendai

Pleasant loan is a domestic online financial service platform, which provides credit loan consulting services for domestic white-collar workers through the Internet, big data and other scientific and technological means, and provides financial consulting services for investors through the online platform of "Pleasant loan financing". On 20 15 12 18, Yirendai was successfully listed on the NYSE, becoming the first overseas listing of Internet finance in China, and it is a very famous private lending company.

Pat tape

Director of China Internet Finance Association, a professional P2P Internet finance platform, focusing on credit loans and quality investment, serving 10 years. It is the first pure credit unsecured peer-to-peer lending platform in China, and the first internet financial platform approved by the industrial and commercial department to obtain the qualification of "financial information service". With tens of millions of registered users, it is one of the largest online credit lending platforms in China and one of the famous private lending companies.

Ping an pu hui

Ping An Pratt & Whitney is a subordinate business cluster of the joint venture company of China Ping An Insurance Co., Ltd., adhering to the brand concept of "trust is power", providing better loan services for small and micro enterprises and individual customers with innovative technology and excellent customer experience, and building a consumer finance brand trusted by global loan customers. With the development of 1 1 year, Ping An Pratt & Whitney has grown into a professional model in the financial industry in terms of comprehensive strength and corporate governance. Speaking of well-known private lending companies, Ping An Pratt & Whitney is definitely among the best.

Zhong an Xin ye

Founded in 2003, Zhongan Xinye is a micro-credit technical service enterprise, a share-holding enterprise of the World Bank International Finance Corporation, the vice-president unit of China inclusive finance United Association and the president unit of Shenzhen Industry Association. For more than ten years, Zhongan Xinye has assisted banks and other financial institutions to provide fast, simple, mortgage-free and guarantee-free services for small and micro enterprise owners, individual merchants and wage earners through its micro-loan technical services. Zhongan Xinye, a well-known private lending company, is bound to do its part.

Peer to peer loan

Renren Loan, founded on 20 10, is a leading Internet finance enterprise in China and one of the top 100 Internet enterprises in China. Committed to providing high-quality, professional personal financial services, adhering to the purpose of safety, professionalism and innovation, Renren Loan builds a reliable financial investment and credit lending platform for individuals. The only private online lending enterprise that has been awarded AAA rating by China online lending evaluation system jointly established by China Academy of Social Sciences and China Securities Jinniu Financial Research Center for four consecutive quarters is a rising star among famous private lending companies.

Which of the first few loan platforms is the best?

Which platform is easy to pass with low interest in the form of borrowing?

1, recruit a good term loan

It is also easy to apply for a pure credit loan from Zhaolian Finance. As long as you download the APP on your mobile phone, register with the mobile phone number of the real-name registration system, upload your ID card, bind the bank card, and complete the real-name authentication, you can borrow money. The better the credit, the stronger the repayment ability, and the easier it is to pass the customs. The daily interest rate ranges from 0.03% to 0. 10%.

2. Ten thousand E loans

Wanda Pratt & Whitney pure credit loan platform is also relatively easy. Without mortgage guarantee, it can be handled directly online, and the daily interest rate is as low as 0.02%. With the advantages of low interest rate, fast lending speed and low threshold, it is one of the preferred lending platforms for many people, and the lending rate has been good.

If there is demand, it is recommended that you spend less than full, that is, the original Baidu Finance, 20 18 split, to achieve independent operation. The background of the company is a financial information technology company established in Chongqing, with a registered capital of 300 million yuan and official license. Its main business is to spend money on credit services, with Baidu brand background and technical support.

In addition, Du Xiaoman also has wealth management, wallet payment, insurance brokerage and other businesses, and has obtained securities and futures licenses, payment business licenses and insurance intermediary licenses accordingly. These businesses are completely open and in line with national supervision.

The amount of money spent on loans ranges from 500 yuan to 200,000 yuan, with an annualized interest rate of 7.2%, 6,543.8+0,000 yuan, and the interest from 2 yuan is 654.38+0 days. Long loan period, daily repayment, daily interest, no mortgage, pure credit, full online application for ID card and bank card, the fastest approval in 30 seconds, 654.38+0 minutes to the account.

Xiaoman-Rich Flowers (the second batch) Click online measurement.

Use Baidu's artificial intelligence and big data risk control technology to encrypt, monitor and protect personal information. Every loan must verify the password and other verification items, and it can only be lent to the bank card in the lender's own name, so you can use it with confidence.

3. Gome Easy Card

Gome E-Card is a loan product under Gome Group, with a loan amount of 1 0,000-10.5 million. Repayment is very convenient, and the application requirements are a little stricter than the general online lending platform. The borrower needs to be 18-45 years old, with good credit information, a stable source of income, and a fast loan, with the shortest time of 5 minutes.

Which company is better for real estate mortgage loan?

Beijing real estate mortgage loan platform, fast loan network, loan service platform, Huahan Finance and Beijing Huadian Zheng Tong Investment Guarantee Co., Ltd. have better real estate mortgage loans.

1, Beijing real estate mortgage loan platform

Beijing Loan Guarantee Platform was established in accordance with the law on 20 10, located in Chaoyang District, Beijing. The platform adheres to the business philosophy of "legality, safety, professionalism and efficiency", fully draws on professional financial service concepts and technologies, and combines the domestic market demand for multi-channel financing and loan guarantee, specializing in loan guarantee services.

2. Fast Loan Network

Fast loan network was founded by well-known domestic entrepreneurs and financial industry veterans. Adhering to the tenet of "what customers think, what we think", relying on the advanced financial system platform, perfect service network and professional management team, the company adopts the concept of efficient and high-speed service, which has been highly recognized by customers from all walks of life.

3. Loan service platform

The loan service platform belongs to Guangzhou Lending Information Technology Co., Ltd., which was established in June 2065438+2007. It is a loan service organization specializing in the field of asset mortgage. The loan has reached a long-term strategic cooperative relationship with a number of financial institutions and funders; It mainly provides loan financing services of more than 6,543,800 yuan for loan customers, including personal mortgage loans, large-scale enterprise mortgage loans, and advance loans.

4. Huahan Finance

Huahanfang, a subsidiary of Guangzhou Huahan Investment Consulting Co., Ltd., is a real estate loan information consulting service platform. The business areas mainly involve real estate mortgage loan, real estate secondary mortgage, mortgage re-mortgage loan, mortgage-to-mortgage loan, real estate transaction loan, sealed house loan, etc.

Beijing Huadian Zheng Tong Investment Guarantee Co., Ltd.

Beijing Huadian Zheng Tong Investment Guarantee Co., Ltd. has a registered capital of 50 million yuan. With rich background resources and strength, and the service concept of "customer-centered, honesty-oriented", it has established a brand recognized, satisfied and loyal by consumers and developed into a unique professional financial service institution.

What companies are there in the formal loan platform?

Formal online lending platform:

1. CreditEase 20 12 launched Pleasant Loan, and 20 15 was listed on NYSE.

2. Renren Loan is a loan platform under Xinyou Jinfu, which was established on 20 10 and is one of the earliest online lending platforms in China.

3. China Ping An's platform, lufax, was established in Shanghai on September 20 1 1, and was supported by the Shanghai Municipal Government.

4. Paipai Loan was established in June 2007 and listed on the New York Stock Exchange on 20 17. It is the first online lending platform in China.

Expand data

What is online lending? In fact, as the name implies, online lending is online lending. For example, if you borrow money from him on an application, then this is an online loan. And like the flower beds used by many people, these are collectively called online loans. Online lending is online lending. Online lending is actually borrowing money online and borrowing other people's money, commonly known as online lending, but some online lending is safe. It is also a formal channel. Some online loans are informal channels, just like flower quilts. These are formal channels, and the interest rate is relatively low. So if you borrow money from others online, it is also called online loan, so this kind of online loan is more dangerous. Online lending is also an informal online lending.

Borrow money on a regular basis with a purpose. For example, if I use it normally and repay it normally, then I think this online loan is normal, but you borrow money from major platforms and those informal platforms. Then this kind of online loan is particularly dangerous, which may cause the destruction of your family and your own debt. What about things like this? Sometimes, blindly borrowing money will make you owe online loans, leading to family destruction. Because some of them are informal, the interest on online loans is extremely high and the profits are rolling. In the end, you can't afford it, directly.

The reason why many people blindly borrow money is precisely because they blindly spend money to compare with others, which leads to so many people going online and generating huge debts that they can't bear. But blind consumption, we should not blindly consume and compare with others.

In short, talking like blind consumption is an important reason why I owe huge online loans. Therefore, we really shouldn't blindly consume, which will have an impact on our future and cause us to owe huge debts. If you can't bear it, it will directly lead to parents' debt.

So much for the introduction of loan preferred companies.