Current location - Trademark Inquiry Complete Network - Futures platform - What are Postal Prosperity financial products?
What are Postal Prosperity financial products?

"Real estate, trust, and five-color soil" are also called the three treasures of financial management. The three major financial products are all fixed income types. The rate of return of 10% is a horizontal line and is stable in the long term. The return rate of stocks, funds, gold, foreign exchange, futures, and antiques may exceed 20%, or they may lose 20%, and the prices fluctuate; the return rate of bank financial products is generally around 5%, which is too low. None of them can become a financial treasure. The three treasures of financial management, the records of the past 10 years show that they are safe and worry-free, and the annual return rate is stable in the 8%--12% range.

One of the three treasures of financial management, real estate: the annual growth rate is more than 8%

National housing prices: a cumulative increase of 2.9 times in 13 years, with an average annual increase of 8.5%. According to data released by the National Bureau of Statistics: In 1998, when housing reform began with monetary housing allocation, the national average price of commercial housing was 1,854 yuan/square meter. In 2011, the national average price of commercial housing was 5,381 yuan/square meter.

Shanghai housing price index: a cumulative increase of 2.6 times in 11 years, with an average annual increase of 9%. According to monthly index data released by the Shanghai Second-hand House Index Office, in November 2012, the second-hand house index was 2,595 points, and the base point in November 2001 was 1,000 points.

Of course, due to regulatory policies, the value of real estate in China may increase very little in the next few years, but over the course of 50 years of history, we can see that real estate has steadily increased in value. There is an old saying in China that goes, "Where there is soil, there is wealth."

The second of the three treasures of financial management, trust: annual yield of 8%-12%

According to calculations by the National Association of Real Estate Investment Trusts (NAREIT), in the 38 years from 1972 to 2010, The average annualized dividend (dividends reinvested) yield of the Global Real Estate Index is 8.3%.

China Trust issued its first trust product in July 2002. By 2012, it had been issued for 10 years. According to statistics in the recently released "China Trust Industry Development Report (2012)", 75% of investors have achieved an annualized rate of return of trust products exceeding 9% in the past three years, and 50% of them have experienced financial Total assets exceed tens of millions.

The third of the three treasures of financial management, Wusetu: annual yield 10%-12%

Wusetu refers to large-amount transferable assets supported by five types of property rights in real estate. A single transaction of Wusetu is RMB 500,000 to RMB 50,000,000, and the term is from 1 month to 1 year. (Among them, the five types of property rights in real estate refer to ownership, usufruct rights, mortgage rights, possession rights, and pledge rights). Wusetu, China’s first mortgage lending company, has been operating steadily for 10 years. When the Wusetu loan expires in one year, if it is overdue, Wusetu can be quickly transferred to the mortgage and realized. Wusetu has become a "hard currency" in the private lending market.