The handling fee is generated through the customer's transaction, and then divided into handling fees with the member units.
Then many people asked why they didn't become members directly. First of all, if it is a big platform, such as the Tianjiao Exchange, it has basically been unable to become its first members (it has been decided). Secondly, the risks of member companies often exceed the capabilities of newly established companies (mainly funds).
As a member unit, the funds needed to be invested in the early stage are relatively large, and the initial company can't do it.
Then some people will say that it is a small platform, and you can become a member without so much investment.
Have you considered why the conditions of small platforms are so favorable? In fact, the small platform is mainly due to the problem of funds. When your customers can save money, but can't withdraw money, you will know what is going on. Secondly, small platforms are not easy to develop customers. Customers are not stupid, and more people choose the side with lower risk and greater credibility, rather than the return on investment.
In short, generally speaking, the biggest risk of intermediary is your personnel cost and site cost. Of course, there are exceptions, that is, customer profit and loss costs. However, if you are a novice, you should only consider the former.