1. High-yield and low-risk wealth management products.
Its basic logic is that risk is directly proportional to income. That is, low risk, low income, high income and high risk.
For example, bank deposit is the lowest risk financial management method, and bank deposit is also the lowest income financial management method. Futures is a high-yield investment method, but futures is the most risky investment method.
Understand that the basic feature of investment is that risk is directly proportional to income. Therefore, all low-risk and high-yield financial management projects can basically be identified as financial fraud, because it violates the basic investment logic.
Some financial projects say that 100% will be repaid, which is a completely risk-free financial management model and can only prove that this is a 100% scam. Because wealth management products are financed from investors' income and then invested in other projects. How can financial companies ensure that the projects they invest can make money? So this kind of project 100% is deceptive.
Second, pull people to find offline financial projects.
All eye-catching financial projects are scams. In fact, it is a typical Ponzi scheme and a conventional means of modern pyramid schemes. There are some rare products that are then packaged into panacea or used to treat diseases that cannot be solved by modern science and sold at high prices. Moreover, there is no product. Simply developing offline, the more you develop, the more you earn.
Basically, it means that the money saved by one group of investors is paid to the previous group of investors as profits. Once no new investors are added, the whole capital chain will collapse. This is a typical financial fraud.
Extended data:
How to deal with fund-raising fraud
Contents of legal popularization:
According to relevant regulations, the property illegally obtained by criminals shall be recovered by public security organs, procuratorial organs and legal organs or ordered to make restitution. No matter which agency handles it, there are only three situations: the stolen money and goods are transferred to the court of this case, and the court decides to handle it; The stolen money and goods shall be turned over to the state treasury by the financial department. This part of the property is the reason why public prosecution organs, procuratorial organs and legal organs have disputes over the transfer of property; Return the damaged legal person or natural person according to law. In view of the above situation, the transfer and disposal of stolen money and goods in criminal cases should be based on the needs of litigation and actual needs.
Relevant regulations:
Article 192 of the Criminal Law of People's Republic of China (PRC), whoever illegally raises funds by fraudulent means for the purpose of illegal possession, if the amount is relatively large, shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan or confiscated property. Article 199 Whoever commits the crimes specified in Articles 192, 194 and 195 of this section, if the amount is especially huge and especially heavy losses are caused to the interests of the state and the people, shall be sentenced to life imprisonment or death, and his property shall also be confiscated.