The special deposit account can also withdraw cash from the \x0d\ housing fund \x0d\ trade union fund \x0d\ fund for purchasing grain, cotton and oil. According to the Measures for Account Management, settlement accounts of corporate banks are generally divided into basic deposit account, general deposit accounts, temporary deposit accounts and special deposit accounts. For individuals, there is a personal savings account. Accounts that can withdraw cash mainly include basic deposit account and personal deposit accounts. Temporary deposit accounts and special deposit accounts can withdraw cash under certain conditions. \x0d\( 1) Temporary deposit account is a bank settlement account opened by depositors for temporary needs and use within a specified period. Depositors can handle transfer and settlement through temporary deposit accounts and cash receipts and payments according to the national cash management regulations. That is to say, depositors in temporary deposit accounts can generally withdraw cash, but temporary deposit accounts registered for capital verification only receive and do not pay during the capital verification period. \x0d\(2) Special deposit account is a bank settlement account opened by depositors for special management and use of their special funds in accordance with laws, administrative regulations and rules. Only under special circumstances will depositors open special deposit accounts, such as capital construction funds, decoration funds, securities trading settlement funds, etc. \x0d\ ① Special deposit accounts that are not allowed to withdraw cash include: extra-budgetary funds, securities trading settlement funds, futures trading deposits, trust funds and special deposit accounts for income remittance funds. Among them, for the securities trading settlement fund account, considering the common practice of investors to withdraw cash through branches of securities companies and the characteristics of the securities industry, after the implementation of the Measures for the Administration of RMB Bank Settlement Accounts, cash will be gradually withdrawn from the special deposit account for securities trading settlement funds. When handling cash withdrawal business for investors, the branches of securities companies must abide by the relevant state regulations on cash management, establish an appointment system for large cash withdrawals, and report to the local branches of the People's Bank of China in a timely manner in accordance with the relevant documents of the People's Bank of China. \x0d\② If it is necessary to withdraw cash from capital construction funds, renovation funds, policy real estate development funds and inter-bank funds accounts deposited by financial institutions, it is necessary to submit a completed Application Form for Withdrawing Cash from Special Deposit Accounts to the account opening bank at the same time, and submit the Application Form for Withdrawing Cash from Special Deposit Accounts and relevant supporting documents to the local branch of the People's Bank of China for examination and approval after being audited and signed by the account opening bank. The local branches of the People's Bank of China shall conduct examination and approval in accordance with the relevant provisions of the state on cash management. Cash withdrawal from special deposit accounts such as grain, cotton and oil purchase funds, social security funds, housing funds and trade union funds shall be handled in accordance with relevant state regulations on cash management. \x0d\③ Except for its basic deposit account, the business expense account only pays money, and its cash withdrawal must be handled in accordance with the national cash management regulations.