Yes, because of the use of hedging tools. When borrowing foreign exchange, the borrower can hedge the exchange rate risk, that is, during the borrowing period, the borrower can lock the exchange rate by buying futures contracts or foreign exchange futures contracts, and adopt hedging tools to avoid the losses caused by exchange rate changes. Foreign exchange loan is a loan issued by Chinese banks to domestic enterprises with foreign exchange funds raised, which is an important business of China Bank, which specializes in foreign exchange business.