1 to ensure the safety of farmers' production and life. The purpose of rural revitalization is to make farmers live a better life, so the significance of rural insurance lies in providing protection for farmers through risk protection and ensuring that their production and life are not affected by accidents.

2. Enhance farmers' risk awareness. Rural insurance can improve farmers' risk awareness, make them pay more attention to risk management and take corresponding measures to reduce risks, thus improving agricultural production efficiency and economic benefits.

3. Promote agricultural transformation and upgrading. Insurance can help farmers solve the risk problems in agricultural production, thus encouraging them to adopt more advanced agricultural technologies and management methods and promoting the modernization, transformation and upgrading of agricultural production.

4. Promote rural economic development. Insurance can provide financing support for township enterprises and farmers, improve their production and operation ability and market competitiveness, thus promoting the development of rural economy.