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Is it illegal to withdraw cash from China Poly Futures to a bank card?
Not illegal.

1. Futures is a standardized contract. Customers can withdraw funds from Poly Futures Account to their bank cards provided that they meet the relevant regulations and conditions. It is legal for customers to withdraw cash from bank cards, which is a common operation mode.

2. Futures, completely different from spot, are actually tradable goods (commodities). Futures are mainly not commodities, but standardized tradable contracts based on some bulk products and financial assets.