The most basic common sense of investment and financial management is: first, choose products that suit your income target, risk preference and liquidity requirements; Second, choose "reliable" platforms, such as banks and platforms with big brand credit endorsements; Third, risks and benefits are always in direct proportion.
At this stage, there are some current and regular wealth management products and selected fund products on the platform of Du Xiaoman Wealth Management APP (formerly Baidu Wealth Management) for users to choose according to their own liquidity preferences and risk preferences.
For example, the current product "Sanxiang Bank Demand" can be withdrawn in advance, with a yield of about 3.9%, which can be accessed at any time, with interest on the same day, unlimited holidays, withdrawal on any natural day, real-time receipt on the same day, no trading day limit, no limit, and 65,438+000% payment within 500,000 yuan; For example, the term bank deposit product "revitalizing smart deposits" has an annualized rate of return of around 4.8%; There are also some selected stock fund products, which are suitable for investors who can take certain risks and pursue the preservation and appreciation of wealth.
You can search for "download link of Du Xiaoman Wealth Management APP" or follow "download link of Du Xiaoman Technology Service Number (Du Xiaoman Wealth Management)" in the application market for detailed product information. Investment is risky, and financial management needs to be cautious!