1. If the bank card is frozen due to three incorrect password entries, it will be automatically unfrozen after 24 hours. If you are in a hurry to use your bank card, you can bring your ID card. Go to the bank counter to thaw;
2. If the balance in the bank card is less than 100 yuan and it is not used for a long time, or if the loss report of the bank card is frozen and there is no thawing cycle, you need to bring your ID card to the bank counter.
What are the reasons why bank cards are frozen?
1. There have been abnormal transactions such as malicious cashing, forged information, and continuous password errors in the bank card. In order to avoid the expansion of bank capital losses, bank cards may be frozen by banks;
2. If you enter the bank card password for three consecutive times, the banking system will automatically lock the bank card password, which is similar to freezing, but not freezing, to protect the cardholder's funds and prevent the bank card from being lost or stolen. It will be automatically untied after 24 hours and can be used continuously;
3. If the bank card fails to apply for a new card upon expiration, the bank will freeze the expired bank card after expiration;
4. Suspect the loss of bank funds. If the bank card reports the loss for many times, the bank will be frozen for being suspected of maliciously reporting the loss;
5. Judicial freezing.
Legal basis: Article 243rd of the Procedures for Handling Criminal Cases by Public Security Organs.
The time limit for freezing deposits, remittances, securities trading settlement funds, futures deposits and other property is six months. The maximum period of each freeze shall not exceed six months.
For major and complicated cases, with the approval of the person in charge of the public security organ at or above the municipal level, the time limit for freezing deposits, remittances, securities trading settlement funds, futures deposits and other property can be one year. The maximum period of each freeze shall not exceed one year.
Article 246
For frozen bonds, stocks, fund shares and other properties, the parties concerned or their legal representatives or entrusted agents shall be informed of the right to apply for the sale.
The obligee's written application to sell frozen bonds, stocks, fund shares and other properties does not harm the interests of the state, victims and other obligees, and does not affect the normal progress of litigation. If the validity of frozen bills of exchange, promissory notes and checks is about to expire, they can be sold or sold according to law with the approval of the person in charge of the public security organ at or above the county level, and the proceeds will continue to be frozen in their corresponding bank accounts; If there is no corresponding bank account, the proceeds shall be deposited in a special account designated by the public security organ in the bank, and the parties concerned or their close relatives shall be informed in time.