One-way freezing of CCB is a kind of risk control, which means that your construction bank card can only be credited but not debited. This situation is mostly locked by banks in order to reduce risks. After all, there are endless fraud cases in this era, and banks freeze your bank cards for the safety of your funds. The bank card is frozen by a single item, which means that your bank card can only deposit money, not withdraw money, and can only carry out a single activity. Risk control means that risk managers take various measures and methods to eliminate or reduce the possibility of risk events.

One-way freezing of bank cards can be roughly divided into: non-payment, non-payment only (non-payment only) and partial freezing (for example, 654.38 million yuan is partially frozen, and only 654.38 million deposits can be used). Freeze can be a total freeze or a partial freeze, and the maximum period for freezing and stopping payment shall not exceed 6 months.

Reasons for individual freezing of bank cards: abnormal transactions, forged information, consecutive password errors, transfer errors and other bank cards may be frozen by banks. There are also some special cases of judicial freezing and freezing by customs and tax authorities.

The bank card loss reporting method is as follows:

1. Report the loss by mobile banking or online banking. When the cardholder logs into mobile banking or online banking to report the loss, he can choose to report the loss temporarily (valid within 5 natural days) or permanently (valid for a long time), and the cardholder can go to the outlet to handle the follow-up business in time within the reporting period.

Second, call the relevant bank, access the manual customer service according to the voice prompt, and handle the loss reporting business of the bank card according to the instructions of the manual customer service.

3. Cardholders can bring their bank cards and ID cards to relevant bank outlets to report the loss of their bank cards. If the cardholder needs to continue to use the bank card account, the payment limit can be adjusted through online banking or mobile banking, and the cardholder can use the bank card normally, and the funds exceeding the limit will not be deducted.