Large-sum transaction report refers to the financial institution's report to the anti-money laundering administrative department on the capital transaction with a specified amount or more according to law. Suspicious transaction report means that a financial institution suspects or has reason to suspect that a certain fund belongs to the proceeds of criminal activities or is related to terrorist financing, and should report it to the anti-money laundering administrative department according to regulations.
According to Article 12 of the Measures for the Administration of Reporting Large-value Transactions and Suspicious Transactions of Financial Institutions, the following transactions or behaviors shall be reported as suspicious transactions: 1. Cash receipts and payments close to the standard of large cash transactions frequently appear in customers' fund accounts for unknown reasons, which obviously circumvents the monitoring of large cash transactions. 2. There is no transaction or a small number of customers, and a large amount of funds are required to be transferred to other people's accounts, and there is no obvious transaction purpose or use. Third, the customer's securities account has been idle for a long time, but the fund account frequently receives and pays in large amounts. 4. Long-term idle accounts are suddenly opened for unknown reasons, and a large number of securities transactions occur in the short term. 5. Doing business with countries and regions with high money laundering risk. 6. Buy and sell a lot of securities in a short time after opening an account, and then close the account quickly. Seven, customers do not conduct futures trading for a long time or a small amount, but there are a lot of funds in their capital accounts. 8. Customers who do not trade futures for a long time suddenly trade futures frequently in a short period of time. The reasons are unknown and the amount of funds is huge. 9. Customers frequently take the same futures contract as the target, open positions at one price, close positions at the same or roughly the same price, the same amount or almost the same amount, and then withdraw funds. 10. The customer, as the seller of futures trading, cannot provide complete customs declaration documents and tax payment vouchers, or provide forged or altered customs declaration documents and tax payment vouchers when importing the goods to be delivered. XI。 The client requested that the fund share be transferred without transaction, and could not provide legal documents. 12. Customers frequently handle fund share transfer without reasonable reasons. Thirteen. The customer requested to change the information, but the relevant documents provided were suspected of forgery or tampering. (Ping Liu)