Within one year (including one year) 4.35% II. Medium-and long-term loans for one to five years (including five years) 4.75% for more than five years 2 1 134.90% 3. Personal housing provident fund loans for less than five years (including five years) 2.75%, more than five years 3.25%.

ChinaConstructionBank, formerly known as People's Construction Bank of China, was established in June 1 954+1October1(later renamed China Construction Bank on March 26th, 1996). The head office is located at No.25, Financial Street, Beijing. It is a large state-owned bank managed by the central government and a national deputy ministerial unit. The main business areas of China Construction Bank include corporate banking, personal banking and treasury business, with branches and subsidiaries in 29 countries and regions, and subsidiaries in many industries such as funds, leasing, trust, life insurance, property insurance, investment banking, futures and pension.