Although Tencent started late, the advantages and competitiveness of Tencent Financial Cloud are reflected in three aspects: First, the excellent technical ability tempered by the scene; The second is to deeply understand the full-scenario product system of financial business; The third is Tencent's unique ecological connection. Tencent Cloud has made another heavy punch this time, which indicates that the competition of cloud computing in the financial sector is coming soon.
The financial cloud "Titan's Conflict" has begun!
The financial industry covers many complex fields such as banking, trust, insurance, securities and futures. And it is necessary to process and analyze high-frequency services and massive data every day, so the application demand of cloud computing technology in the financial industry is particularly strong.
"Financial Cloud" is simply a cloud computing service for the financial sector and belongs to Fintech financial technology. Specifically, it refers to the migration of financial institutions' data centers and clients to the cloud, improving financial institutions' data processing capabilities, improving processes, enhancing customer experience and reducing operating costs. Help banks realize the transformation and upgrading of scenes, digitalization, supervision and intelligence. The so-called "cloud" generally means that banks gradually deploy non-core businesses and other systems on the bank's private cloud or industry cloud outside the core system.
2065438+July 2006, the "cloud" task of the banking industry has been standardized and written into the 13 th Five-Year Plan.
The 13th Five-Year Development Plan for Financial Informatization in China clearly stated the goal: by the end of the 13th Five-Year Plan, all the important information systems of the banking industry facing the Internet scene will be migrated to the cloud computing architecture platform, and the migration ratio of other systems will not be less than 60%. In March this year, China Banking Regulatory Commission led 16 financial institutions to set up a financial cloud company-"Ronglian Yi Yun". The transformation of the banking industry in the "cloud" is imminent and the general trend is inevitable.
With the increasing importance of financial technology represented by financial cloud to industry empowerment, Internet giants such as BAT, traditional banks and hardware manufacturers have already laid out to seize this "toon".
Alibaba Cloud started on 20 13. It can be said that it is one of the earliest cloud service providers in the financial field in China. At present, it has provided cloud services for China Bank, Guangfa Bank, Sunshine Insurance, Zhongan Insurance, Galaxy Securities, lufax and other well-known financial institutions, occupying the highest share of the domestic financial cloud market.
Tencent Financial Cloud followed closely. Since the beginning of 20 15, we have been deeply involved in upgrading the wisdom of the financial industry, committed to providing full-scenario solutions for the financial industry, and strived to break through in the "cloud". It is reported that Tencent Financial Cloud has served more than 6,000 financial customers. China Bank, China Construction Bank, China Merchants Bank, Huaxia Bank, China CITIC Bank, etc. 150 banks, more than 40 insurance companies, more than 20 securities companies and thousands of internet finance companies have become one of the well-deserved head players in the industry.
Huawei Cloud implements the consistent style of hardware providers and builds a set of cloud computing infrastructure solutions from data centers, servers, storage to cloud operating systems. The advantage mainly lies in the "tailor-made" private cloud service. In addition, with Huawei's influence in the IT market, it has accumulated hundreds of financial customers in the financial cloud.
Of course, in the field of financial cloud, in addition to Alibaba Cloud, Tencent Cloud and Huawei Cloud, JD.COM, Baidu and Netease have also made great efforts in the field of financial cloud computing, and more and more banks have joined the ranks of "walking on the cloud".
In 20 17 years, the overall market scale of cloud computing in China reached 6910.6 billion yuan, with an increase rate of 34.32%. It is predicted that the market scale of 20 18-202 1 will continue to grow rapidly, reaching 90.26 billion yuan in 20021year.
The era of cloud computing in China has been fully opened, and the wave of "cloud" in the financial industry has swept through, and the "Titan War" of financial cloud has started!
Empowering small and medium-sized banks will become the core competition focus of the future "cloud" war.
With the increasingly fierce competition in the financial industry, cloud computing relies on powerful data operation and synchronous scheduling capabilities to provide the underlying architecture support for the digital transformation of the financial industry, and deep integration with the financial industry is an inevitable choice in the information age. Therefore, the breadth and depth of financial cloud applications will be further enhanced in the future, and the amount of cloud access will gradually become one of the financial technology goals of banks.
Of course, in addition to Internet giants and large banks that have the strength to deploy financial clouds on their own, financial cloud services are also just needed for small and medium-sized banks to seek digital transformation. However, for small and medium-sized banks, self-built private cloud is a systematic project, which needs to consume a lot of resources. Small and medium-sized banks lack capital investment and technical support, and it is difficult to deploy financial clouds on their own. Through the financial cloud platform of cloud service providers, the technical input cost of small and medium-sized banks will be greatly reduced, so they have become the main demanders of financial cloud computing business.
In the field of financial cloud computing, Internet giants and major banks are still in the stage of innovation and trial, but it is certain that how to empower small and medium-sized banks will become the focus of the future "cloud" battle.
Looking forward to the future, the application standards of cloud computing in the financial industry will become clearer and clearer, and the application scope will become wider and wider. Who will be the main commander of this "cloud" battle in the second half of financial technology, let us wait and see!