Can ICBC e-loan be used for second installment?

ICBC e-loan can be used for second installment, yes! Like a credit card, you can negotiate installment plans, but there is interest and cannot be interest-free. ICBC currently does not have an interest-free policy! Can the line of ICBC E-Borrowing be used repeatedly?

The line of ICBC E-Borrowing can be used repeatedly. However, every time you apply for a loan from ICBC E-Borrowing, you must get approval before you can get the loan limit. Rong E Borrowers are between 18 and 60 years old at the time of borrowing, and have a fixed job, a stable source of income or reliable repayment guarantee. After applying for a loan, the user must repay it on time and cannot repay it overdue.

After applying for ICBC Financial E-loan, you can borrow and repay at any time. When applying for a loan, you can choose different repayment periods, with a minimum of two months and a maximum of two years. Some customers can enjoy longer periods. . The interest generated by the loan is calculated based on the actual number of days the loan is occupied, and the user can repay it in advance.

ICBC E-Loan can apply for loans through different channels, such as mobile banking, online banking, ICBC e-life app, ICBC e-Link app, etc. Users can also bring relevant Please go to the bank branch to apply for the information, and the loan will be credited to your account in real time as soon as possible.

Loans borrowed from ICBC Financial E can be used for car purchases, home decoration, travel, shopping, etc., but they cannot be used for the securities market, futures market, real estate market, private lending, or state Laws and regulations clearly stipulate matters that are not allowed to operate, and if used in violation of regulations, confiscation may be required.

Version information: Take ICBC version 7.1.0.3.0, ICBC e-life version 4.1.5, Apple 13 (IOS15.3.1 system), and Huawei mate40 (HarmonyOS2 system) as examples. Is it possible to make a second installment if Ronge is not overdue?

Yes. There is no limit on the number of borrowings in Rong e-borrowing. If the loan is not overdue and the security of the account is ensured, you can make a second installment. Rong e-Loan is a personal consumption loan launched by ICBC for specific borrowers. How many times can I borrow the ICBC e-Lending quota?

ICBC e-Loan does not impose any limit on the number of times you can borrow money, but the amount of the loan needs to be within the total credit limit. The Rong e-loan quota ranges from 600 yuan to 800,000 yuan. Different users get different quotas. Different users get different interest rates when borrowing. Interest is charged on a daily basis when borrowing, and you can repay in advance.

The minimum term of ICBC e-Loan loans is two months, and the maximum term is usually two years. Some customers can enjoy longer terms. Users can choose according to their income, and can repay in advance when they have spare money later. Loan, this can reduce interest expenses and also help the next borrowing.

The loans processed by ICBC e-Lending can be used for car purchases, home decoration, travel, shopping, etc., but they cannot enter the real estate market, futures market, securities market, etc. Before applying for a loan, you must measure your repayment ability and know what kind of income you will use to repay. This can avoid late repayment later.

When applying for a loan through ICBC e-Lending, you must be between 18 and 60 years old, have full capacity for civil conduct, and have a good personal credit record; the applicant’s work unit or habitual residence should be at the location of the loan-issuing institution; Have a fixed job, a stable source of income or reliable repayment guarantee, etc.

Version information: Take ICBC version 7.1.0.3.1, Apple 13 (IOS15.4.1 system), and Huawei mate40 (HarmonyOS2 system) as examples.