2. Don’t ignore the local insurance policy, for example, whether there is medical coverage for the elderly and the children.
2. For children’s insurance, let’s talk about education subsidies on the basis of protection.
3. In terms of protection, accidents, critical illness, and medical treatment must be considered.
4. There are three types of children's insurance on the market: dividend, universal, and investment-linked. It is recommended to choose the first two.
5. Insurance planning should be based on your ability. Don’t deviate from the actual affordability, otherwise it will not be safe.
It’s best to solve whatever can be solved?
Don't pursue a one-stop solution, solve it step by step.
6. Remember additional exemptions!
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6. When buying insurance for your children, don’t be too prepared for a rainy day. Planning for a lifetime is very unrealistic.
Treat it rationally and act within your ability.
You can set short-term, medium-term, and long-term financial goals, but if you don't ask for them all and reverse the order, it will be a mess and it will be a waste of money.
7. First, you must clearly understand the above requirements and rules, and then choose a qualified agent. This is very important, and then choose an insurance company.
8. I am an agent of Ping An. I personally recommend the type of insurance to pay attention to: Ping An Smart Star Children’s Universal Insurance.
It is recommended to communicate with the agent in detail and verify it with multiple parties. After all, face-to-face communication is the most practical and effective way.
If necessary, you can also call the insurance company’s customer service number for verification.