1. Five insurances and one fund refer to the collective name of several types of security benefits provided by employers to workers, including pension insurance, medical insurance, unemployment insurance, work-related injury insurance, maternity insurance, and housing provident fund.

2. The payment ratio of Baoding’s five insurances and one fund is calculated as monthly payment amount = monthly payment base × payment coefficient 3. The current pension insurance payment ratio of the housing company: 21% for units (all transferred to the overall fund), 8% for individuals (all transferred to individuals)

account).

4. Medical insurance payment ratio: 9% for units and 2% + 3 yuan for individuals.

5. Unemployment insurance payment ratio: 2% for units and 1% for individuals.

6. Work-related injury insurance: Your employer pays 0.5% for you every month, between 0.5% and 2%.

7. Maternity insurance: Your employer pays 1% for you every month.

8. Provident fund payment ratio: Choose the payment ratio according to the actual situation of the enterprise.

However, in principle, the maximum contribution amount shall not exceed 10% of the average salary of employees.

The employer shall pay 12% of the salary to the housing provident fund.

It is 12% of salary for both units and individuals.

9. Legal basis: 10. Article 2 of the "Social Insurance Law" stipulates that the state establishes basic pension insurance, basic medical insurance, work-related injury insurance, unemployment insurance, maternity insurance and other social insurance systems to protect citizens in the event of old age, illness, work-related injury, unemployment,

The right to obtain material assistance from the state and society in accordance with the law in cases such as childbirth.