Hello, I will answer this question for you next. It doesn't matter. The expected return is 4.09%, the risk level is extremely low, and the product variety is open net worth financing. Relative stability has certain benefits, and it should be noted that risks are directly proportional to benefits.

1. Fixed-term bank wealth management products have a subscription period, and there is no interest during the subscription period. After the subscription is completed, the interest-bearing period will start without interest, and the financial management will be completed after 90 days. After the expiration, there will be a redemption period of 2*24 hours. If it is postponed in case of holidays, it will be credited to the deduction account. I'm not interested these two days. The start date of interest is detailed in the product description.

2. Fundamentally speaking, the difference between financial management and funds! These are two completely different investment methods, which have different requirements in terms of operating standards and income distribution. Understand which online financial platform is better, and understand the most obvious difference between financial management and funds, that is, funds basically have no capital preservation type, while financial products are less risky, and most of them can choose capital preservation type. The difference between financial management and funds! The difference between funds and wealth management products also lies in their different investment methods. Generally speaking, there are two ways to invest in the fund, single investment and regular quota. The difference between financial management and funds! For example, compared with money funds, P2P wealth management products have good stability, controllable risks and guaranteed safety factors. However, the income of P2P wealth management products is much higher than that of money funds.

3. How to buy the most suitable wealth management products? 1, depending on whether the issuer and the sales platform are formal. At this stage, many institutions can issue wealth management products, such as banks, bank subsidiaries, brokers, insurance companies, fund companies, trust institutions and some P2P platforms. When choosing products, don't be attracted by high-interest P2P platforms, but choose formal investment channels. 2. Look at the risk level of wealth management products. Please consider these opinions carefully.