The reimbursement ratio of enterprise employee medical insurance is: 1. For medical expenses with a minimum payment standard of 30,000 yuan, the basic medical insurance pooling fund pays 85%, and the individual employee pays 15%; 2. For the part exceeding 30,000 yuan to 40,000 yuan

, the basic medical insurance overall fund payment can reach 90%, and individual employees need to pay 10%; 3. For medical expenses exceeding 40,000 yuan, the overall fund can pay 95%, and individual employees must pay 5%.

Medical insurance is conducive to improving labor productivity and promoting the development of production.

The reimbursement process of medical insurance: 1. When admitted: Patients with medical insurance should go through the social security registration procedures with their ID cards, and then go to the ward for hospitalization; 2. When discharged: The doctor arranges for the patient to be discharged, and go to the hospitalization fee office with the admission registration form and ID card.

Discharge settlement procedures.

The reimbursement process has been simplified. Patients do not need to go to the social security center for reimbursement and can settle the bill directly at the hospital.

The so-called medical insurance hospitalization reimbursement is not to advance cash and then reimburse with a receipt, but to issue a medical insurance card when you are hospitalized in a medical insurance designated hospital, so that the unified medical insurance settlement system can read the insured person's information and handle the hospitalization number. During the discharge settlement, the medical insurance system

The "reimbursed" portion will not be charged for the overall payment portion.

Legal basis: Article 26 of the "Social Insurance Law of the People's Republic of China" The treatment standards of basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with national regulations.