A trust company is a financial institution established to operate trust business in accordance with the Company Law, relevant policies of the People's Bank of China and other relevant trust laws and regulations. Trust refers to the act that the trustor entrusts his legally owned property to the trustee based on his trust in the trustee (trust and investment company), and the trustee will manage or dispose of it in his own name for the benefit of the beneficiary or for a specific purpose according to the wishes of the trustor. Generally speaking, it is "entrusted by people to manage money on behalf of others". Trust company's business is actually managing money on behalf of others, and trust is a flexible way. For example, Company A needs a sum of money to operate a project, and the trust company can design a trust plan according to the specific situation of Company A, including the term, income, responsibilities and obligations, and then the trust company can use the existing funds to purchase this trust product or raise funds. Those with funds buy trust products based on trust in trust companies.

Banks are financial institutions engaged in taking deposits and issuing loans. I believe everyone knows more about the traditional business of banks. Banks are also engaged in some intermediary businesses, and now there are more and more. In the past, there were more collection and remittance businesses, but now there are more consignment businesses and some emerging businesses like enterprise annuities.

the business of fund management companies is mainly to raise funds to invest in the stock market and bond market.