In the early stage of starting a business, entrepreneurs need a start-up fund to buy equipment and raw materials, rent office space, recruit employees and so on, all of which require expenses. An article in Entrepreneurship introduced eight simple methods to estimate venture capital, but after knowing how much it costs to start a business, where did the first start-up capital come from?

Many entrepreneurial stories tell us that rich start-up funds will definitely help you avoid detours on the road to entrepreneurship. Entrepreneurship summarizes eight ways to get start-up funds, and some suggestions put forward by entrepreneurs for each way, hoping to help you.

1, self-owned deposit

Generally speaking, 30% of the venture capital of successful entrepreneurs comes from their own savings. From the idea of starting a business to putting it into practice, there will always be opportunities for you to save money. ? First work to make money, then come out to start a business? It has also become the path planning of many entrepreneurs.

Step 2 borrow money from family and friends

Borrowing money from family and friends should be the method adopted by many entrepreneurs. The advantages are high probability of success, more favorable investment and interest conditions, and faster money acquisition. But there are also parents who may interfere with the company's problems; If your business fails, you may feel guilty for them for life.

3. Partnership

Many people choose to start a business in partnership to reduce the financial pressure in the early stage of their business. Many hands make light work, and a start-up fund of tens of thousands, 65,438+200,000, was quickly collected. But please note that although starting a business with other people's money is only part of it, you have to face the risks that that person will bring you.

4. Join the incubator/win venture capital.

Pioneer parks and government agencies in many cities provide entrepreneurs with venture capital policies and incubators, office space and initial funds; Some well-known entrepreneurial support service organizations and funds will also hold entrepreneurial competitions and Demo activities regularly. Build a business by winning a venture fund? The first bucket of gold? This is an effective and feasible method. But at the same time, it also requires entrepreneurs to have enough strength to stand out from many applicants.

Just like the recent launch of Entrepreneurship? Innovative China Incubation Plan? The Angel Foundation of Entrepreneurship will provide 500-2 million yuan of start-up capital for each incubating enterprise to help start-ups get through the most difficult time of getting up early.

5. Looking for investors? Want money?

Angel investment is mainly aimed at start-up and seed-stage enterprises, and the amount of investment funds is relatively small, generally ranging from tens of thousands to hundreds of thousands. Moreover, whether to invest or not depends mainly on the personal vision and preferences of investors. You can make a decision immediately when you meet the right project.

Step 6 apply for a bank loan

Many people think that it is too expensive to find a bank, and they are not familiar with policies and procedures. They think that the audit will be very troublesome, and the cost of time and energy invested is somewhat uneconomical. But in fact, many banks have small secured loans, which can be used to meet the daily capital turnover of enterprises and help startups break through the bottleneck when necessary.

7. Public fundraising

Entrepreneurs can submit their product prototypes or ideas to the crowdfunding platform to raise funds, and interested people will donate a specified amount of funds (donors can get some feedback after the project is completed, such as the products made by this project). With the help of this platform, anyone with ideas can start the design and production of a new product.

Now, more and more foreign entrepreneurs are starting to raise funds on crowdfunding websites such as Kickstarter and Indiegogo, and many excellent crowdfunding platforms have emerged in China, such as Angel Exchange, Family Investment, roll call time, Dream Chaser and so on. At present, there have been many cases of venture equity crowdfunding in China, which have also attracted great attention from the society. For most entrepreneurs, the pioneering attempt of venture equity crowdfunding can help them find funds effectively.

8. Other channels

Pawn loan: the pawn period is as short as 5 days and as long as half a year, which can be extended at maturity; The amount of pawn varies from several hundred yuan to several million yuan and tens of millions yuan, which can be agreed by both parties through consultation. Pawn loan is an effective financing method for the expansion and development of small enterprises.

P2P loan: If you need a small amount of liquidity, you can try P2P loan network to find suitable lenders and borrowers online.

Have you settled the start-up capital and are you ready to start a business?

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