Insurance Xiaobian helps you to answer, and more questions can be answered online.
hello! Friend!
The "New Deal Implementation of Rural Endowment Insurance in Shandong Province" you mentioned should refer to the "Implementation Opinions of the People's Government of Shandong Province on Launching the Pilot Project of New Rural Social Endowment Insurance (Lu Zhengfa [29] No.131)", and the full text is now reproduced for you, hoping to help you.
Implementation Opinions of the People's Government of Shandong Province on the Pilot Project of New Rural Social Endowment Insurance
(Lu Zhengfa [29] No.131)
Municipal people's governments, county (city, district) people's governments, provincial government departments, directly affiliated institutions, major enterprises and universities:
In order to speed up the establishment and improvement of the social security system covering urban and rural areas, According to the spirit of "Guiding Opinions of the State Council on Launching the Pilot Project of New Rural Social Endowment Insurance" (Guo Fa [29] No.32), combined with the reality of our province, the following implementation opinions on the pilot project of new rural social endowment insurance (hereinafter referred to as "new rural social endowment insurance") are formulated.
1. Guiding ideology, basic principles and mission objectives
(1) Guiding ideology. Guided by Deng Xiaoping Theory and Theory of Three Represents, we will thoroughly implement Scientific Outlook on Development, conscientiously implement the spirit of the 17th National Congress of the Communist Party of China and the Third Plenary Session of the Seventeenth Central Committee and the decision-making arrangements of the provincial party committee and government, and, in accordance with the requirements of coordinating the construction of urban and rural social security systems, pilot them first, gradually expand the coverage, continuously improve the level of security, and establish a new rural endowment insurance system that is compatible with the level of rural economic and social development in our province, matched with other security measures, standardized in management and socialized in service, so that rural residents can enjoy basic old-age security.
(2) Basic principles. The basic principle of the new rural insurance system is "wide coverage, basic protection, flexibility and sustainability". Adhere to the level of security and the level of local rural economic development; Adhere to the fund-raising mechanism combining individual contributions, collective subsidies and government subsidies; Adhere to the correspondence between rights and obligations and the combination of fairness and efficiency; Adhere to the combination of government-led and rural residents' voluntary participation, and guide rural residents to participate in insurance generally.
(3) mission objectives. In 29, according to the requirements of the state to select 1% counties (cities, districts) for pilot projects, we will promote the completion of the first batch of pilot tasks approved by the state in our province, and gradually expand the pilot projects in the future. At the same time, we will encourage cities and counties (cities, districts) to actively carry out pilot projects in accordance with the requirements of the new rural insurance system. Basically achieve full coverage of rural school-age residents by 22.
II. Object and scope of insurance
Rural residents who have reached the age of 16 (excluding students at school) and have not participated in the basic old-age insurance for urban workers can voluntarily participate in the new rural insurance at their domicile.
III. Fund Raising
The new rural endowment insurance fund consists of individual contributions, collective subsidies and government subsidies.
(1) individual payment. The insured shall pay the endowment insurance premium according to the regulations. Individual payment standards are divided into five grades: 1 yuan, 2 yuan, 3 yuan, 4 yuan and 5 yuan. The local government can add payment grades according to the actual situation. The insured person chooses the payment grade independently and pays the fee annually, and the payment method is determined by the local government. The provincial government adjusts the payment grade in a timely manner according to state regulations or farmers' income growth. Encourage young and middle-aged rural residents to pay fees continuously and pay more. The specific measures shall be formulated by the local government.
(2) collective subsidies. Conditional village collective economic organizations shall give subsidies to the members who participate in the new rural insurance payment, and the specific subsidy standards shall be determined by the villagers' committee to convene a villagers' meeting. Collective subsidies should adhere to the principles of openness, fairness and justice, implement the publicity system, and accept the supervision of the society and the masses. Encourage other economic organizations, social welfare organizations and individuals to provide financial support for the insured.
(3) government subsidies.
1. Basic pension. The government pays the new rural insurance basic pension in full to the eligible insured. According to the unified regulations of the state, the basic pension standard is determined to be 55 yuan per person per month. For the areas included in the national pilot, the central and provincial governments will give 4%, 6% and 8% subsidies to the eastern, central and western regions respectively according to the unified basic pension standards. Before the pilot is fully rolled out, the counties of the new rural insurance pilot will separately determine the subsidy measures according to the per capita financial situation. The remaining part of the central and provincial financial subsidies shall be borne by the municipal and county (city, district) governments. Conditional city and county (city, district) governments can raise the basic pension standard according to the actual situation. For rural residents who have paid for a long time, they can appropriately increase the basic pension, and the funds for raising and increasing it will be borne by the city and county (city, district) governments.
2. Payment subsidy. City, county (city, district) government should give subsidies to the insured payment, the subsidy standard is not less than 3 yuan per person per year, and the payment will be made up. Appropriate encouragement may be given to those who choose higher-grade payment, and the specific standards and measures shall be determined by the municipal and county (city, district) governments. For groups with payment difficulties such as severely disabled people in rural areas, the municipal and county (city, district) governments should pay part or all of the minimum standard old-age insurance premiums for them.
IV. Establishing Personal Accounts
The government establishes a personal account for old-age insurance with a lifetime record for each new rural insurance participant. Individual contributions, collective subsidies and other economic organizations, social welfare organizations and individuals' contributions to the insured, and municipal and county (city, district) governments' contributions to the insured are all credited to personal accounts. The government payment subsidy should be recorded separately in the personal account. At present, the amount of personal account is calculated with reference to the one-year deposit rate of RMB in financial institutions published by the People's Bank of China every year.
V. Determination of pension benefits
(1) Conditions for enjoying pension benefits.
1. Old people with household registration in rural areas who have reached the age of 6, paid the fees according to regulations, and did not enjoy the basic old-age insurance for urban workers can receive a monthly pension.
2. When the new rural endowment insurance system is implemented, those who have reached the age of 6 and have not enjoyed the basic old-age insurance benefits for urban workers can receive the basic pension on a monthly basis without paying fees, but their eligible children should pay for the insurance; When the new agricultural insurance system is implemented, those who are over 45 years old should pay the annual fee, and the accumulated payment period should be no less than the remaining years from the actual age to 6 years old; It is allowed to pay back, but the cumulative payment period after payment is not more than 15 years. Under the age of 45 (inclusive), the annual payment shall be made, and the cumulative payment period shall be not less than 15 years.
(2) pension benefits. Pension treatment consists of basic pension and personal account pension. The basic pension shall be paid according to the standard of not less than the basic pension stipulated by the state and the province. The monthly calculation and payment standard of personal account pension is the total amount of accumulated funds in personal account divided by 139 (the same as the calculation and payment coefficient of personal account pension in the current basic old-age insurance for urban employees). When the insured dies, the balance of his personal account can be inherited according to law, except for government subsidies.
(3) Adjustment of treatment. According to the provisions of the state and the economic development of our province, timely adjust the pension plan and basic pension standards.
VI. Fund management and supervision
(1) Fund management. The new agricultural insurance fund shall be included in the financial account management of the social security fund, with two lines of revenue and expenditure, separate bookkeeping and accounting, and the value shall be maintained and increased according to the relevant provisions. In the pilot stage, the new agricultural insurance fund will be temporarily managed at the county level, and with the expansion and opening of the pilot, the management level will be gradually improved.
the financial department in conjunction with the human resources and social security department should carefully prepare the government subsidy budget to ensure that the subsidies for the insured are in place in time and the basic pension is paid in full and on time.
(2) fund supervision. Human resources and social security departments at all levels should earnestly perform the supervisory duties of the new rural endowment insurance fund, formulate and improve various rules and regulations of the new rural endowment insurance in conjunction with relevant departments, standardize business processes, establish and improve internal control systems and fund audit systems, conduct real-time monitoring and regular inspection on fund raising, budget, allocation and distribution, and regularly disclose information on fund raising and payment of the new rural endowment insurance fund to be open and transparent. The finance, supervision and auditing departments should supervise according to their respective responsibilities, put an end to misappropriation and ensure the safety of the fund. Pilot counties (cities, districts) should publicize the insurance payment and eligibility for treatment within the administrative villages every year, and accept social supervision and mass supervision.
VII. System convergence
To carry out the pilot of the new rural endowment insurance system, we should properly handle the convergence with the old rural endowment insurance system, the local new rural endowment insurance pilot system and other social endowment insurance systems carried out in various parts of our province.
(1) For those who have participated in the rural insurance and have not reached the age of receiving it, the funds in the original personal account will be merged into the personal account of the new rural insurance and accounted according to the new rural insurance standard. Before receiving, the payment should be continued according to the payment standard of the new rural insurance.
(2) Those who have already participated in the rural insurance, are under 6 years old and start to receive the pension should stop receiving the pension, and continue to pay according to the relevant provisions of the new rural insurance. When the conditions for receiving the new rural insurance are met, they will receive it according to the new rural insurance standards. Those who have participated in agricultural insurance, reached the age of 6 and have received agricultural insurance pension can directly enjoy the basic pension of the new agricultural insurance.
(3) The connection between the new rural insurance and other social endowment insurance systems shall be implemented in accordance with state regulations.
(4) It is necessary to properly link up the new rural endowment insurance system with policies and systems such as social security for land-expropriated farmers, late-stage support policies for reservoir resettlement, incentives and assistance policies for rural family planning, rural five-guarantee support, social preferential treatment and rural minimum living security system, and the specific measures shall be implemented in accordance with relevant state regulations.
VIII. Transfer of insurance relationship
When the insured person of the new rural endowment insurance transfers across regions, the new rural endowment insurance relationship and personal account funds can be transferred to the new insured place, accounting according to the relevant standards of the new insured place, and enjoying corresponding treatment; If the pilot project of the new agricultural insurance has not been carried out in the transfer place, the new agricultural insurance relationship and personal account funds can be temporarily stored in the original insured place, and will be transferred when conditions permit.
IX. Capacity building for handling
(1) Strengthen the capacity building for handling services. We should make full use of modern management and service methods to reduce administrative costs and improve work efficiency. All levels of new agricultural insurance funds into the fiscal budget at the same level, shall not be spent from the new agricultural insurance fund.
(2) strengthen the construction of rules and regulations. In accordance with the overall requirements of standardized management and socialized service, formulate and improve the business management rules and regulations of the new rural insurance, standardize business procedures, and establish and improve the internal control system, fund audit system and information disclosure system; Establish a new agricultural insurance publicity and inquiry system, and establish and improve the file management system of the insured.
(3) strengthen the informatization construction. Establish a unified information management and service system in the whole province and incorporate it into the construction of social insurance management system ("Golden Insurance Project"). It is necessary to actively promote social security cards to facilitate the insured to pay by card, receive benefits and inquire about their insurance information.
X. Strengthening organizational leadership
Governments at all levels should fully understand the great significance of carrying out the pilot work of the new rural endowment insurance, proceed from the strategic height of overall and coordinated economic and social development in urban and rural areas, make overall planning, include it in the local economic and social development plan and the annual target assessment management system, and earnestly strengthen organizational leadership. The provincial government set up a leading group for the pilot work of the new agricultural insurance, which is responsible for studying and formulating relevant policies, coordinating and solving problems in the pilot work, supervising and inspecting the implementation of policies, and summarizing and evaluating the pilot work. The leading group consists of an office, which is located in the Provincial Department of Human Resources and Social Security and is responsible for the daily work of the leading group. Members of the leading group should earnestly perform their duties, cooperate closely, and do a good job in the pilot work of the new rural insurance.
Xi. Organization and implementation of the pilot work
Each municipal government shall, according to this opinion, formulate a feasible implementation plan on the basis of full investigation, multi-party demonstration and careful calculation, combined with local conditions, and report it to the provincial leading group for the pilot work of new rural insurance for the record; Select the pilot counties (cities, districts) as required, and report to the provincial leading group for the pilot work of the new rural insurance. The pilot scheme of cities and counties (cities, districts) shall be implemented after being approved by the provincial government.
XII. Do a good job in public opinion propaganda
The establishment of the new rural insurance system is directly related to the vital interests of the broad masses of the people, and it is a major livelihood project with strong policy and wide coverage. All localities should adhere to the correct guidance of public opinion, adopt various methods, and increase the publicity of the significance, basic principles, principles and policies of the pilot work, so that this policy of benefiting the people will be deeply rooted in the hearts of the people and guide school-age farmers to actively participate in the insurance. All localities should take effective measures to encourage village cadres to take the lead in participating in insurance. All localities should pay attention to the study of new situations and new problems in the pilot process, actively explore and summarize the pilot experience and practices, properly handle the relationship between reform, development and stability, and do a good job. In the pilot work, it is necessary to report to the provincial leading group for the pilot work of new rural insurance in a timely manner.
Shandong provincial people's government?
November 27th, 29
Attachment: List of 19 counties (cities, districts) in Shandong Province that were included in the first batch of national new rural endowment insurance pilot projects in 29:
tianqiao district of Jinan, Chengyang District of Qingdao, Linzi District of Zibo City, Shizhong District of Zaozhuang City, Shouguang City, Jiaxiang County, Feicheng City, Rongcheng City, Donggang District of Rizhao City, etc.
In p>21, Shandong Province was included in the pilot counties (cities, districts) of the national new rural social endowment insurance: Zhangqiu City, Chiping County, Decheng District of Dezhou City, Guangrao County, Huantai County, Fangzi District of Weifang City, Muping District of Yantai City, Rushan City, Wendeng City, jiaozhou city City, Lanshan District of Rizhao City, Wulian County, Yishui County and Tengzhou City.
In p>21, the pilot counties (cities, districts) of new rural social endowment insurance in Shandong Province: Jiyang County, Yicheng District of Zaozhuang City, Dongying District of Dongying City, Kenli County, Lijin County, Zhifu District of Yantai City, lai shan of Yantai City, Longkou City, Kuiwen District of Weifang City, Yanzhou City, xintai city City, Feixian County and Boxing County.
In addition, Shandong Province encourages qualified counties (cities, districts) to carry out their own pilot projects with reference to the national and provincial pilot policies. At present, 35 counties (cities, districts) have carried out their own pilot exploration of the new rural endowment insurance. Dongying, Weihai and Laiwu will achieve full coverage in accordance with the national new rural insurance system model this year.
good wishes!
According to the national interest-free loan policy, the minimum amount of interest-free loans for rural aquaculture is 1 000 yuan, a