China Merchants Bank has a lot of consignment funds. These funds can be bought at one time or fixed investment. Fixed investment is to buy the same fund on time according to the amount, so as to achieve the purpose of accumulating shares and avoid the risks brought by investor day trading. After the fixed investment is started, the system will automatically deduct the money.

When is the fixed investment deduction time of China Merchants Bank Fund?

The fixed investment of the Fund will be automatically deducted from the current account at 04:00 am and 15:00 pm on the trading day of the Fund. If the deduction fails due to insufficient balance and other reasons on that day, it will be deducted continuously for three fund trading days from that day. If the deduction is still unsuccessful, the fixed investment in this period will be automatically suspended and the next period will continue.

If the deduction is not made within the specified deduction date, please confirm whether it is a weekend or a holiday. If it is a weekend or holiday, the deduction will be postponed to the next trading day.

How to deal with the failure of three consecutive deductions from the fund's fixed investment?

After the deduction of smart fixed investment fails for three consecutive periods (including grace period), the system will suspend the plan, activate the smart fixed investment or modify the smart fixed investment function to continue the investment. In the same deduction period, when the deduction balance of a single fixed investment is insufficient, the system will deduct for three consecutive trading days from the date of deduction. If the deduction is successful, the investment in this period is successful, and one deduction period is one period.

How to calculate the fixed investment fee of China Merchants Bank Fund?

There is no charge for opening, modifying and canceling the functions of fund fixed investment, intelligent fixed investment, target intelligent fixed investment, future fixed investment and dream fixed investment. The subscription fee generated by fixed investment and manual purchase of funds is the same. The handling fee for the fixed investment of the fund is paid every time, and the subscription and redemption fees were originally calculated according to the proportion of the amount.

The fixed investment of funds can avoid some risks, but it does not mean that the fixed investment of funds is suitable for everyone, nor does it mean that the fixed investment of funds is guaranteed. Furthermore, when choosing a fund for fixed investment, it is recommended to choose those funds whose net value fluctuates greatly, such as index funds.