One; Alipay (China) Network Technology Co., Ltd., established in 2004, is a domestic third-party payment platform, and is committed to providing "simple, safe, fast and convenient" payment solutions for enterprises and individuals. Since its establishment in 2004, Alipay has always regarded "trust" as the core of its products and services. It owns two independent brands, Alipay and Alipay Wallet. Since the second quarter of 20 14, it has become the largest mobile payment manufacturer in the world. Alipay has established strategic cooperative relations with more than 80 banks at home and abroad, as well as institutions such as VISA and MasterCard, and has become the most trusted partner of financial institutions in the field of electronic payment.
Second; In February 2020, Bank of Nepal issued a license to Alipay. In July, Alipay was selected into the list of excellent programs for blockchain warfare "epidemic". In June of 5438+00, Alipay launched the "late payment fee" function. Alipay borrowed it and changed it into a credit loan.
Third; Users can use Alipay to pay, without bundling credit cards or savings cards, and can directly overdraw their consumption, with a maximum amount of 5,000 yuan. On August 8, 20 13, a news that Alipay will launch a credit payment service was circulated on the Internet. The news publisher said that after the launch of Yu 'ebao, Alipay plans to continue to launch credit payment services, and all loan funds will be provided by cooperative banks.
Fourth; Alipay provides free instant payment service for non-profit organizations. Take the online fundraising channel opened by Wenchuan earthquake as an example. More than 300 enterprises and public welfare organizations, including Project Hope, China Foundation for Poverty Alleviation, China Children's and Teenagers' Foundation and One Foundation, access Alipay, supporting more than 90% of public online fundraising websites nationwide. On 20 10, the Alipay e public welfare platform was launched, and public welfare organizations can independently publish public welfare projects, and promote the further transparent development of public welfare undertakings through the efforts of the whole people. By May of 20 13, the platform had donated more than1000000 times, and the accumulated donation amount reached1.21838801300 million yuan, and online public welfare donation officially entered the era of 100 million yuan. On 20 13, Alipay Wallet launched the service window function and the charity application of "Love Donation". The use of mobile internet technology has further improved the transparency and effectiveness of charitable donations, and officially opened a mobile charity era.