New policy of old-age insurance for urban and rural residents

(1) Coverage of basic old-age insurance for urban and rural residents:

Employees of non-state organs and institutions and urban and rural residents who are not covered by the basic old-age insurance system for employees can participate in the old-age insurance for urban and rural residents at their domicile.

(2) Payment standard of basic old-age insurance for urban and rural residents:

At present, the payment standard for those who participate in the old-age insurance for urban and rural residents is set at 12 levels of 9 yuan, 1, yuan, 1,5 yuan and 2, yuan per year in 1 yuan, 2 yuan, 3 yuan, 4 yuan, 5 yuan, 6 yuan, 7 yuan, 8 yuan, and the people of provinces (autonomous regions and municipalities). The Ministry of Human Resources and Social Security, together with the Ministry of Finance, will adjust the payment grade standards in a timely manner according to the income growth of urban and rural residents. Insured people choose their own grades to pay, and if they pay more, they will get more.

(3) Personal account of basic old-age insurance for urban and rural residents:

The state establishes a personal account of old-age insurance for each insured person. That is to say, once the personal account of endowment insurance is established, the social security management institution will provide lifelong service for it. No matter where the payment is made, no matter whether it is paid intermittently or not, the personal account will record the rights and interests of the insured.

if the insured person's household registration changes during the payment period and needs to transfer the pension insurance relationship between urban and rural residents across regions, the opinion stipulates that he can apply for transferring the pension insurance relationship at the place where he moves in, transfer all the savings in his personal account at one time, and continue to pay the insurance fee according to the regulations of the place where he moves in, and the payment period is calculated cumulatively.

Even if you participate in other social security systems (such as basic old-age insurance for urban workers), your personal account can be fully transferred. In addition to individual blind payment, government subsidies, collective subsidies and other subsidies are also included in individual accounts, which reflects the state's support for the insured to pay fees.

(4) Connection between the basic old-age insurance for urban and rural residents and the old-age insurance for urban employees:

According to the provisions of the Interim Measures, the insured can apply for the connection procedures of the urban and rural old-age insurance system after reaching the statutory retirement age stipulated by the old-age insurance for urban employees. As long as the payment period of the old-age insurance for urban employees is over 15 years (including extending the payment to 15 years), they can be transferred from the old-age insurance for urban and rural residents to the old-age insurance for urban employees and enjoy corresponding treatment, such as

For those who participate in the endowment insurance for urban and rural residents and need to transfer the endowment insurance relationship between urban and rural residents across regions during the payment period, they can apply for the transfer of the endowment insurance relationship at the place where they move in, transfer all the savings in their personal accounts at one time, and continue to pay for the insurance according to the regulations of the place where they move in, and the payment period is calculated cumulatively; Those who have received pension insurance benefits for urban and rural residents in accordance with the regulations, regardless of whether the household registration is transferred or not, their pension insurance relationship will not be transferred.

(5) Unity of the basic old-age insurance system for urban and rural residents:

Establishing a unified basic old-age insurance system for urban and rural residents is an organic integration of the existing new rural insurance system and urban residence insurance system, and its unity is highlighted in four aspects:

First, unifying the system name.

the second is to unify policy standards. Originally, the new rural insurance and urban housing insurance set 5 grades and 1 grades respectively for the annual payment standard, and this unified system was merged into 12 grades from 1 yuan to 2, yuan.

the third is unified management services. The new rural insurance fund and the urban residential insurance fund will be merged into the endowment insurance fund for urban and rural residents, and provincial management will be gradually promoted, and investment and operation will be carried out according to regulations.

the fourth is the unified information system.