Redemption is as follows:
1. From the market point of view, redemption at a relatively high level in the market:
It is best to decide the redemption time of the fund according to the market. Redemption at a relatively high level in the market allows investors to earn the maximum return from the market rise. But at the same time, its shortcomings are also obvious, because most investors do not have the ability to judge market trends.
2. Set an expected rate of return target in advance and redeem it immediately after reaching the target:
When investing in funds, it is best to set an expected rate of return target and be targeted. Once the rate of return is reached, investors should consider the issue of redemption. For the sake of safety, it is a safer method to leave the bag for safety.
3. The fund product itself has problems and should be redeemed decisively:
If there are problems with the fund products, such as changing the fund manager, changing the investment style of the fund manager, and "rat warehouse", investors should decisively redeem them.
Extended data
Fund operation skills:
1, see the market outlook before operation.
The income from fund investment comes from the future. For example, if you want to redeem stock funds, you can first look at whether the future development of the stock market is a bull market or a bear market. Then decide whether to redeem or not, and make a choice on the timing. If it is a bull market, it can take a while to maximize the income. If it is a bear market, redeem it in advance and put it in the bag.
2. Switch to other products
Converting high-risk fund products into low-risk fund products is also a kind of redemption, such as converting stock funds into money funds. This can reduce the cost, the conversion fee is generally lower than the redemption fee, while the money fund has low risk, equivalent to cash, and the income is higher than the current interest.