The threshold of most Alipay funds is 10 yuan, which is quite a lot. Some money funds have lower thresholds and can be bought as long as 0.0 1 yuan. However, if the principal is too low, they can hardly make money.

For example, if an investor buys a stock fund, the price is 10 yuan, and the annual growth rate is relatively good, rising by 100%, then the principal plus income is 20 yuan, of which 10 yuan is earned, but 10 yuan is not much, and the income earned is very meager.

But if it is 1 1,000 yuan, the income will be different. The principal plus income is 2000 yuan, of which 1 000 yuan is earned. Compared with the previous income, the principal is different, the increase is the same, and the income is very different.

Extended data:

How much does AliPay ten yuan fund owe at most?

Theoretically speaking, funds do not guarantee principal and interest, that is to say, there is the possibility of zero loss, but funds are also classified, generally divided into: money funds, bond funds, mixed funds, index funds, stock funds and so on.

Money funds have the smallest risk, followed by pure debt funds, and mixed funds, index funds and stock funds have the greatest risks. Generally speaking, the capital fluctuates greatly, so does the income.

Money funds and pure debt funds are generally unlikely to lose money, while mixed funds, index funds and stock funds are more risky. If the fund market is not good, it is possible to lose 30%. If the principal is 10, it is a loss of 3.