A fixed fund investment is to invest in a designated fund at a fixed time and a fixed amount, but what if you find that there is no deduction after setting the time and amount?

What if there is no deduction for the fixed investment?

If we say that after the fixed investment is set, the deduction fails due to insufficient funds in the account, it will not have any impact. After we transfer enough funds, the system will continue to deduct money, and if the deduction day meets a legal holiday, it will be postponed to the next working day. Under normal circumstances, if the fund fails to deduct money for three consecutive times, then the system may not continue to deduct money, and we need to reset the fixed investment.

In fact, if we have no funds to deduct for the time being, we can also choose to suspend the fixed investment. After the suspension, the system will not deduct any more money, and investors may resume their fixed investment later. But it is not recommended that you give up your fixed investment because you have no money. At this time, we can have two ways to deal with it.

First, reduce the amount of fixed investment. The amount of fixed investment actually depends on our investors' own situation. If we are short of funds now, we can appropriately reduce the amount of fixed investment. In addition, we can alleviate the financial pressure by lengthening the fixed investment cycle. For example, we usually set a weekly fixed investment, so we can lengthen it to a monthly fixed investment.

If our financial situation is eased in the later period, we can also resume the original fixed investment plan. In short, fixed investment is a flexible thing, which can be adjusted according to its own situation and market environment.