How to buy these four kinds of insurance is cost-effective? I suggest reading this article first: how to configure the four major types of insurance? Remember these points and easily buy the most practical and cost-effective insurance!
Here are the functions of these four risks.
1. medical insurance: medical expenses caused by accidents or diseases can be reimbursed. As long as it exceeds the deductible line and meets the reimbursement conditions, it can be reimbursed according to a certain proportion.
2. Critical illness insurance: major diseases, mild diseases and moderate diseases agreed in the contract are guaranteed to be paid in one lump sum after meeting the claim conditions, which can be used to pay medical expenses, rehabilitation expenses and make up for income losses.
3. Accident insurance: to protect accidental death, disability and medical treatment, that is, all consequences caused by accidents can be guaranteed.
4. Life insurance: If you die of illness or accident, you can pay a sum of money directly. This kind of insurance is mainly aimed at the economic pillar of the family, and the elderly and children do not need to buy life insurance.
If you don't know how to buy insurance, we will tailor the insurance plan from 1 to 1 for you, adhering to a professional, objective and neutral attitude, and never let you spend more money!