Generally speaking, when the wealth management products launched by powerful companies have problems, in order to protect their brand image, they have to use their own funds to make up for the losses of customers. \x0d\ CBRC requires that the sales code of conduct means that banks must strictly implement the regulatory requirements and must not provide financial product introductions with rigid redemption contents. \ x0d \ x0d \ Bankers believe that rigid redemption leads to the mismatch between risks and returns of wealth management products, induces unreasonable adjustment of investors' asset allocation, raises the pricing of risk-free funds in the market, and causes unreasonable allocation and flow of funds in different markets. \x0d\ The principle that investors bear their own risks is a bit harsh on investors in the short term, but it is a normal market behavior, which will definitely have a positive impact on banks and ultimately benefit investors.