Most investors may be familiar with how to buy Public Offering of Fund, but private equity funds are private and many people don't know how to buy them. The following is a small collection of how to buy public and private funds. Welcome to read and share. I hope you like it.

How to buy public and private funds

Private equity funds are purchased as follows:

First, fully understand your investment needs before buying. The product you bought conforms to your own style. Before buying, you should have a clear understanding of your income expectations, liquidity expectations and risk expectations, and then match the private equity products that suit you.

Second, match and adjust the products. Under normal circumstances, private equity funds suitable for investors will be recommended according to the principle of adaptability, so that everyone can know more about the products. General private fund managers will provide product promotional materials, product elements list, etc.

Third, contact the sales channels of private equity funds to learn more about private equity funds.

The subscription of publicly issued funds is as follows:

1. Open a bank passbook or savings card in a bank qualified for fund distribution, and set up a fund account. After opening an account in a bank, fill in and submit the subscription application form, and you can buy the open-end fund issued by the bank at the bank counter.

2. After opening a bank card, open online banking on the bank's website, then open a fund account on the fund company's website to buy funds, and buy funds on the fund company's website;

3. Bring your bank card and ID card to a securities company to open a fund account, and you can buy funds distributed by the securities company in the sales department of the securities company;

4. Set up a shareholder account in the securities company for subscription.

The characteristics of private equity funds:

Qualification requirements: Private equity funds are usually geared to qualified investors, including institutional investors and high-net-worth individual investors. Investors are required to have certain financial strength and risk tolerance.

Flexibility: Private equity funds usually have relatively high flexibility, and their investment strategies and portfolio composition can be adjusted according to market conditions and the judgment of fund managers.

Minority shareholders' rights and interests: Private equity funds can usually get more information and participate in corporate governance with a large proportion of funds, which is helpful to improve the return on investment.

High threshold: Private equity funds generally have a high investment threshold for investors and need a large investment amount or meet specific qualification requirements.

Characteristics of public offering funds:

Open-end fund: Public Offering of Fund is an open-end fund issued and managed by fund companies. Investors can indirectly participate in stock investment by purchasing fund shares.

Diversified choice: Public Offering of Fund provides diversified investment products, including stock funds, index funds and industry funds, to meet the needs of different investors.

Low threshold and liquidity: Public Offering of Fund usually has a low threshold for investors, a small amount of participation and good liquidity, and can purchase and redeem fund shares at any time.

Public information investment: Public Offering of Fund usually invests on the basis of public information, which makes the investment decision more transparent.

Risks that may be involved in private placement and public offering;

Market risk: stock investment involves market risk, and the stock price is affected by the relationship between market supply and demand and the overall market environment, which may lead to the risk of price fluctuation and asset depreciation.

Individual stock risk: There are specific risks in holding individual stocks, such as company performance, industry competition risk and management risk. If one or more stocks perform poorly, it may have a negative impact on the overall portfolio.

Insufficient risk dispersion: investors may face the problem of insufficient risk dispersion, especially if their stocks are concentrated in a certain industry or field. This may cause the overall portfolio to be greatly affected by similar risks.

Liquidity risk: Private equity funds usually have a long lock-up period and low liquidity, which may cause investors to face difficulties when they need funds to withdraw quickly. Public Offering of Fund's liquidity is relatively high, but there are also liquidation and transaction costs during redemption.

Managing risk: the investment decision-making ability and risk management ability of fund managers will directly affect the return on investment. If the fund manager's ability is insufficient or the investment decision is wrong, it may lead to investment losses.

What stocks do private placement and public offering represent?

Private placement and public offering represent different types of investment funds, and their corresponding stocks are not clearly classified or representative. Both private equity and Public Offering of Fund can invest in various types of stocks, and the specific portfolio depends on the investment strategy and objectives of the fund.

Private equity funds are specially set up for qualified investors, and the audience is mainly institutional investors and high-net-worth individual investors. Private equity funds can build portfolios by buying different kinds of stocks, such as growth stocks, value stocks and large-cap blue-chip stocks.

Public Offering of Fund is a fund that publicly raises funds from public investors, and its investment and stock types are diversified. Public Offering of Fund can invest in various stocks, including growth stocks, value stocks, index stocks and small-cap stocks.