1. Funds usually pay dividends on the premise of profit, not less than once a year. Fund dividend means that the fund distributes part of the income to fund investors in cash, which is originally a part of the net value of the fund unit. According to the Interim Measures for the Administration of Securities Investment Funds, fund dividends are paid at least once a year, and there are two main ways of fund dividends: one is cash dividends, and the other is dividend reinvestment.

2. Some funds set their own dividend frequency, which can be once a month or more than five times a year, but the dividend frequency cannot be less than once a year, provided that there is profit. The time of fund dividends is irregular, and we can only look at the notice of fund announcement.

1. Fund dividends shall conform to the following principles:

(1) The current income of the fund can only be distributed after making up the previous losses;

(2) After the distribution of fund income, the net value of each fund share cannot be lower than the face value;

(3) If the fund loses money in the current period, it will not distribute the income. The specific situation needs to pay attention to the fund announcement and keep abreast of it.

2. For open-end funds, if investors want to realize income, they can also redeem some fund shares to achieve the effect of cash dividends; Therefore, whether the fund pays dividends and the number of dividends will not have a significant impact on investors' investment income. For closed-end funds, it is sometimes not feasible to realize fund income by selling fund shares because the unit price of the fund is often different from the net value of the fund. In this case, fund dividends become the only reliable way to realize fund income. Investors should pay more attention to dividends when choosing closed-end funds.

3. There are two ways of fund dividend, namely cash dividend and dividend reinvestment. Among them, dividend reinvestment is the default dividend method of the money fund, and the dividend funds are directly used to increase the holding share; Cash dividend is the default dividend method for non-monetary funds, and the dividend funds will be allocated to investors' current accounts or bank accounts.